KOMAL VASHISTHA
Mumbai
Summary
An MBA finance professional with 4+ years of experience in Corporate Banking-(Transaction Banking Group), specializing in income generation through new client acquisition and cross-selling and up-selling within existing clients portfolios. Known for creating value for customers seamless services.
Overview
5
5
years of professional experience
1
1
Certification
Work History
Account Manager - Transaction Banking Group
ICICI Bank Limited
Mumbai
05.2022 - Current
- Onboarded portfolio of 30+ corporate, mostly IT/ITES and pharmaceutical industry and other high value NBFCS
- Met with promoters to identify specific 360-degree private banking needs and offered structured solutions tailored to investment portfolios.
- Analyzing the banking requirements of the customer and selling them appropriate banking products like CA, SA, Investments in TD & CDs, Export/Import Bills, Forex, Capital Account Transactions
- Onboard the client on various digital platforms such as E-softex, Trade online, CIB/Instabiz to facilitate smooth banking solution
- Established fund-based and non-fund-based limits for customers, simplifying business transactions and enhancing wallet share as a comprehensive payments banker.
- Generated revenue from setup fees and encouraged clients to utilize working capital limits, including fund-based and non-fund-based options.
- Advised clients on optimal financing mix suitable for their business, including options like CC, OD, BC, PCFC, BG, and LC discounting.
- Facilitated end-to-end banking services for top NBFCs, including Godrej Capital, TATA Capital, and over 10 others.
Internship-Credit Analyst
IDBI Bank Limited
Patna
04.2021 - 06.2021
- Onboarded MSME clients and addressed credit requirements to enhance client satisfaction
- Undertook risk analysis by analyzing financials of the company.
- Managed company credit exposure within set risk limits to mitigate financial risk
- Conducted credit analysis using scoring system for MSME and SMEG clients to inform lending decisions
- Worked together with the district manager of the state to have a deeper idea of credit appraisal in line with RBI guidelines.
Education
PGDM - Finance
SDM Institue For Management Development
Mysore03.2022
B.com - Accounts (Hons.)
St, Xavier's College
Ranchi10.2020
Skills
- Transaction Management
- Customer Onboarding
- Private Banking
- Wealth management
- Portfolio Management
- B2B Business Development
- Negotiation Skills
- Customer Service
- MS Office
- Communication Skills
Certification
- Basics of Banking, Insurance and Investment, BFSI Sector BFSII Council of India, Bengaluru, India, 07/01/21, 12/01/21
- Strategic Financial Management (International Perspective), Muscat College, Bousher, Sultanate of Oman
Accomplishments
- Top contributor in the team for FY23, Awarded as top contributor for the financial year 2023 in the team of 10, 09/01/22, 04/01/23
- Top TxB Champion in Q1-24, Awarded as top contributor w.r.t trade collection bills (24 Bn) among south zone
Languages
- Hindi
- English
- Hindi
Job Title
Account Manager-M1
Websites
Timeline
Account Manager - Transaction Banking Group
ICICI Bank Limited
05.2022 - Current
Internship-Credit Analyst
IDBI Bank Limited
04.2021 - 06.2021
PGDM - Finance
SDM Institue For Management Development
B.com - Accounts (Hons.)
St, Xavier's College