Krishna Kundalik Badsal

Core Responsibilities :

New Client Sourcing & Acquisition

• Catchment Mapping: Scoping local markets, business hubs, and industrial zones to identify high-potential business leads.
• Cold Calling & Field Sales: Actively pitching Current Accounts (CA)and trade services to SMEs, promoters, and partnership firms.
• Channel Networking: Building referral pipelines through chartered accountants, tax consultants, and existing trade networks
• Trade & Transaction Banking: Onboarding merchants onto digital solutions, Cash Management Services (CMS), Point-of-Sale (POS) terminals, and payment
• Credit & Asset Cross-Sell
• Third-Party Products: Generating auxiliary revenue by cross-selling commercial insurance, keyman insurance, and mutual fund investment solutions.

• Managed daily operations to ensure smooth banking processes.
• Coordinated team activities to enhance service delivery and efficiency.
• Analyzed customer feedback to improve service quality and client satisfaction.
• Facilitated communication between departments to align organizational goals.
• Oversaw compliance with banking regulations and internal policies.

• Responsible for achieving the business objectives of the retail liabilities sales team for the branch and meet the value, volume and channel productivity matrices
• generations of revenues through sale of CA,X-sell and third part products like insurance.
• Sourcing high value of CA customers along with entire family banking relationship.
• Penetration of Business Banking products like CMS/POS/Beat services to CA cusomer.

• Having the Experience of 3 years 6 months in the HDB Financial Services Limited.
• Sourcing high value current account with POS.