Krishna Babu V
Kumarasamipatti
Summary
Resourceful banking specialist with over 16+ years of active experience in banking management. Looking for a banking position in a dynamic organization where my skills will be fully utilized.
Overview
24
24
years of professional experience
Work History
Proprietor
Parmatma Design Studio
Salem
03.2022 - Current
Senior Manager
HDFC Bank Ltd
Salem
06.2020 - 02.2022
- Authorization of all cash / clearing transactions /fund transfer (Within TAT)
- Supervision of Teller transaction
- GL Movements monitoring
- LTR monitoring
- Handling Locker issuance, operation, reconciliation, surrender
- Cross Selling
- Managing of audit and compliance related matters
- Ensuring the customer service satisfaction
- Handling RTGS & Transfer, Outstation Cheque Collection, Demand Draft/Pay Orders, Salary
- Uploading Client relationship management and customer services related to retail banking operations
- Checking and Monitoring all AOF of the branch as well as sales and ensure that the FTNR should be zero
- Monitoring of dummy accounts, suspense accounts, deferred accounts, accounts payable/ receivable, Reconciliation and maintenance of suspense accounts
- Achievement of overall Branch Targets by generating business and cross sales
- Handle all process of Branch Banking and, Handled audit & Compliance
Senior Manager
HDFC Bank Ltd
Chennai
01.2020 - 05.2020
Senior Manager
HDFC Bank Ltd
Coimbatore
10.2018 - 12.2019
- Acting as a backup – Currency chest head
- Managing the cash operations of 126 Chennai City branches, 33 Outstation branches in Tamil Nadu and 20 Outstation Branches in other states
- Managing a team comprising of 30 employees in the operations of the Currency Chest
- Ensure strict adherence to the guidelines of internal and Regulatory bodies
- Collection of huge incentive / service charge income for the bank from RBI and other Banks
- Maintaining the vault balance with in retention limits
- Liaising with security and cash transportation agencies to ensure all security aspects are adhered to meticulously on the guidelines laid down by statutory bodies like RBI/Police Dept
- /Fire Personnel
- Train the new joiners and tellers of branches in the Sales of currency management and identification of fake currency notes
- Liaising with various banks and currency chests for the effective disposal of cash and ensuring minimum cash retention at city and outstation branches
- Cross trained in handling ATM division and timely disbursal of cash to ensure cash out situation is averted to the maximum extent possible
- ATM activities were taken up as a special initiative apart from chest operations
Manager
HDFC Bank Ltd
Coimbatore
08.2013 - 09.2018
Deputy Manager
HDFC Bank Ltd
Chennai
07.2010 - 07.2013
Deputy Manager
HDFC Bank Ltd
Thiruvanmiyur, Chennai
06.2009 - 06.2010
Deputy Manager
HDFC Bank Ltd
Salem
05.2008 - 05.2009
Process Executive
Mahindra & Mahindra Financial Services Ltd
07.2005 - 04.2008
- Worked as acting Accounts Manager
- Review of files with respect to Post Approval Documentation
- Resolution of discrepancies by coordinating with Sales and credit persons
- Process the files as per the Process Rules and insert the data into system
- Controlling & tracking of funds movement & application of funds towards loans
- Timely presenting the main clearing cheques, including both presentations
- Facilitating system queries pertaining to Account Balances, Payoffs and Approvals etc
- Effective handling of queries brought in by Customer Service Executives
- Tele-banking Executive in the absence of any senior officer
- Maintaining of disbursal MIS on daily basis
- Ensure to collect security PDC’S from customer before disbursement
- Helps to improve collection by giving MIS to collection team
- Reduces risk by ensuring all collection activities are conducted according to federal and state regulations and keeping accurate records
- Improved collection tools by working with IT team
- Work with sales staff and all departments to improve customer issues
- Reconciliation of Dummy Disbursement and General Receipt Accounts
Office Assistant
T.K.Thanthoni & S. Ramesh, Charted Accountants
06.2001 - 06.2005
Education
Diploma - Computer Studies
University of Cambridge
Diploma - Co-operative management
Tamil Nadu Co-operative Union
Bachelor - Corporate Secretaryship
University of Madras
Chennai, TN, IndiaSkills
- Good knowledge and hands-on experience in Currency Chest operations, Retail Branch banking operations and Financial Services
- Quick learner with an ability to rapidly achieve organizational integration
- Accepts job responsibilities and adapts to new methods and technologies
- Innovative approach of problem solving
- Proactive and gets the work done from the team
Personal Information
Date of Birth: 02/25/80
Roles And Responsibilities
- Authorization of all cash / clearing transactions / fund transfer (Within TAT)
- Supervision of Teller transaction.
- GL Movements monitoring.
- LTR monitoring.
- Handling Locker issuance, operation, reconciliation, surrender. Cross Selling
- Managing of audit and compliance related matters.
- Ensuring the customer service satisfaction.
- Handling RTGS & Transfer, Outstation Cheque Collection, Demand Draft/Pay Orders, Salary.
- Uploading Client relationship management and customer services related to retail banking operations.
- Checking and Monitoring all AOF of the branch as well as sales and ensure that the FTNR should be zero.
- Monitoring of dummy accounts, suspense accounts, deferred accounts, accounts payable/receivable, Reconciliation and maintenance of suspense accounts.
- Achievement of overall Branch Targets by generating business and cross sales. Handle all process of Branch Banking and, Handled audit & Compliance.
Timeline
Proprietor
Parmatma Design Studio
03.2022 - Current
Senior Manager
HDFC Bank Ltd
06.2020 - 02.2022
Senior Manager
HDFC Bank Ltd
01.2020 - 05.2020
Senior Manager
HDFC Bank Ltd
10.2018 - 12.2019
Manager
HDFC Bank Ltd
08.2013 - 09.2018
Deputy Manager
HDFC Bank Ltd
07.2010 - 07.2013
Deputy Manager
HDFC Bank Ltd
06.2009 - 06.2010
Deputy Manager
HDFC Bank Ltd
05.2008 - 05.2009
Process Executive
Mahindra & Mahindra Financial Services Ltd
07.2005 - 04.2008
Office Assistant
T.K.Thanthoni & S. Ramesh, Charted Accountants
06.2001 - 06.2005
Diploma - Computer Studies
University of Cambridge
Diploma - Co-operative management
Tamil Nadu Co-operative Union
Bachelor - Corporate Secretaryship
University of Madras