Krishna Kumar Menon
Thrissur
Summary
A Banking professional with extensive experience in the core banking industry, worked with leading banking Institutions . Successfully implemented processes and procedures to drive operational improvements in Branch Banking, Retail trade finance, Treasury and Fx business, Nostro reconciliations, payment settlements, MIS, Credit control, risk management, NPA recovery, maintaining high quality standard of processes to ensure efficiency and compliance with the Bank’s internal controls and financial objectives. Implemented projects relating to digitization, process automation and process reengineering, migration of web based/bank mobile applications. Successfully managed high performance teams to assess and make credit related decisions, capitalize on revenue growth opportunities, client & portfolio development, using best practices within the framework of approved credit policies to achieve financial and portfolio growth.
Overview
33
33
years of professional experience
Work History
Banking Application Developer Treasury
Oracle Financial Services Software Ltd
Chennai
09.2022 - 02.2023
- Functional Consultant for Treasury and Payment Products
- Creating Test cases and Product testing from a functional perspective.
- Functional advisory for client escalations.
- Product training of development and Functional teams for real time treasury , payment and loan product attributes.
- Independent QC testing of developed products for verifying contingencies, tolerance and accuracy.
Sr. Manager Operations for UAE
Al Ahli Bank of Kuwait KSCP
Dubai
01.2009 - 10.2020
- Centralized reconciliation processes were streamlined and review process implemented in 2009 for UAE Operations
- Provided leadership and direction in the Retail , Trade Finance, Corporate back office, Treasury including cash flow reconciliation, FX cash, payments, cross border & settlements Operations
- Monitored money market and FX deals
- Prepared financial and regulatory reports
- Evaluated and processed loan applications
- Ensured adherence with the anti-money laundering policies and KYC accuracy in relation to International Banking correspondence set up
- Was Team leader from UAE for migration of ABK core Banking systems from MISYS to Finacle platform
- Drafted SOPs, streamlined review and reconciliation processes, simplified and digitized customer applications by introducing EDMS & TAT policy
- Simplified processes, marked up SOPs aligning to the latest regulations
- Implemented new team on boarding program, reducing training time from 4 weeks to 2.
Head- (Pay, Receive & Capital Market Operations)
Calyon Corporate & Investment Bank
Dubai
12.2007 - 01.2009
- Provided strategic direction to teams across 4 Branches in UAE money market and FX deal positions and ensured the implementation of proper controls & processes
- Ensured the achievement of departmental goals and monitored workflow
- Set-up the policy & procedure controls for the department
- Executed bank's strategy for the management of the unit operations
- Handled staff training, orientation, appraisals.
Retail Operations Manager
Al Ahli Bank of Kuwait KSC
Dubai
11.2002 - 12.2007
Credit Officer
National Bank of Abu Dhabi
Abu Dhabi
06.1990 - 10.2002
Senior Manager Operations for UAE
Al Ahli Bank of Kuwait KSCP
Kuwait City
- Managed the operations of 3 Branches
- Managed a team of 7 Direct Reportees and 28 Indirect Reportees
- Core Committee Member for operations strategic planning of UAE
- Handled the day-to-day operations, ensuring high levels of productivity and SLA progression
- Ensured timely ratings of NPAs, collection of dues, booking provisions and reporting in various regulatory platforms including Central bank of UAE, Central Bank of Kuwait, credit bureaus
- Spearheaded Retail Banking Operations, Corporate Operations, Treasury Operations
- Established effective reconciliation and follow-up process for Vostro & Nostro Accounts
- Developed, deployed new products for the bank in both assets & liabilities
- Strengthened relationships with MNCs and business community
- Generated new business, improved cross selling of products
- Monitored money market and FX deal settlements
- Monitored the processing of bills discounting, PDC discounting
- Implemented internal quality standards, audits (branch, internal, quality)
- Ensured adherence to local and UAE Central Bank policies and procedures
- Controlled Cash and Back Office Operations
- Led the UAE Team in technology transformation projects - Auto reconciliation of Banks fixed assets, Nostro / Vostro accounts, digitized customer applications in online Banking platform, KYC submissions through online platform
- Developed new processes for employee training and evaluation.
Education
Business Risk Management Level 3 -
Oxford Home Study College
01.2020
Bachelor of Academic Law -
Bangalore University, India
01.1992
Skills
- Back office reconciliation and control implementation
- Regulatory Reporting
- Risk Assessment, Risk Management
- Staff training
- Treasury Operations
- Forecasting / Demand Analysis
- Electronic Payment System
- CRM/ ERP
- QA testings and trainings
Affiliations
Associate Member at Association of Certified Fraud Examiners (Membership No.959972)
Languages
Malayalam
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Arabic
Advanced (C1)
C1
Date of Birth :
- 27 November 1965
Timeline
Banking Application Developer Treasury
Oracle Financial Services Software Ltd
09.2022 - 02.2023
Sr. Manager Operations for UAE
Al Ahli Bank of Kuwait KSCP
01.2009 - 10.2020
Head- (Pay, Receive & Capital Market Operations)
Calyon Corporate & Investment Bank
12.2007 - 01.2009
Retail Operations Manager
Al Ahli Bank of Kuwait KSC
11.2002 - 12.2007
Credit Officer
National Bank of Abu Dhabi
06.1990 - 10.2002
Senior Manager Operations for UAE
Al Ahli Bank of Kuwait KSCP
Business Risk Management Level 3 -
Oxford Home Study College
Bachelor of Academic Law -
Bangalore University, India