Krishnamayee Talluri
Hyderabad
Summary
Credit Analyst with 5.9 years of experience in financial analysis and credit risk assessment, pursuing transition into Sustainable finance. Robust analytical foundation with proficiency in assessing creditworthiness and risk, complemented by an increasing emphasis on ESG, climate risk, and sustainable finance.
Overview
6
6
years of professional experience
Work History
Credit Analyst, Deputy Manager
HDFC Bank
Hyderabad
04.2019 - 01.2025
- Conducted comprehensive financial and risk analysis on loan applicants to evaluate sustainability of lending decisions.
- Assessed systemic risks in retail credit portfolios, analyzing borrower behavior and creditworthiness trends.
- Ensured compliance with RBI guidelines, enhancing knowledge of financial governance and credit policies.
- Developed credit appraisal reports that facilitated data-driven decision-making for loan sanctioning.
- Collaborated with teams across sales, legal, and technical departments to unify data inputs for credit evaluations.
- Monitored loan portfolio performance to detect early signs of default and mitigate risks.
- Translated complex financial policies into clear insights, improving transparency in credit decisions.
Credit Analyst, Assistant manager
Erstwhile HDFC Limited
Hyderabad
04.2019 - 07.2023
Education
PGDM - Finance & general management
IMT Hyderabad
Hyderabad, Telangana03.2019
BCom -
Osmania University
Hyderabad03.2015
Skills
- Financial & Risk analysis
- Credit Risk assessment
- Portfolio monitoring
- Policy and regulatory compliance
- Data-driven research
- Report writing
- Stakeholder engagement
- Cross-functional collaboration
- Risk mitigation
- Decision-making under uncertainty
Timeline
Credit Analyst, Deputy Manager
HDFC Bank
04.2019 - 01.2025
Credit Analyst, Assistant manager
Erstwhile HDFC Limited
04.2019 - 07.2023
PGDM - Finance & general management
IMT Hyderabad
BCom -
Osmania University
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