Presently a hard-working aspirant. Previously worked as a Corporate Rating Analyst with background in assessing creditworthiness of businesses and individuals. Known for keen insight into financial health of clients, enabling accurate risk assessment. Strengths include robust analytical skills and ability to work under tight deadlines. Adapt at working within regulatory frameworks to ensure compliance while optimizing financial performance.
- Derive insights from financial statements, regulatory filings/orders, agreements, study reports, sanction documents etc.
- Prepare concise report from a voluminous data set.
- Regularly monitor portfolio companies and industry.
- Interact with client to seek information. Visit plant and conduct management meeting.
- Write ratings notes and making presentations before rating committees.
- Handle post committee procedures and comply with audit.
- Partnering with customers throughout their life cycle, offering products and services that meet their needs, and ensuring fair treatment for both the customer and the bank.
- Analyzing creditworthiness and eligibility for obtaining a mortgage loan, preparing mortgage loan documentation, completion of disbursement of loan on time while ensuring compliance and confidentiality policies.
Worked as a Volunteer and member for good cause in organizations like Leaders for Tomorrow, National Social Service, Ketto Organisation, Ram Nadi Yuva Sansad and ISKON Temple Charity.