Summary
Overview
Work History
Education
Skills
Languages
Affiliations
Timeline
Generic

Kritika Kaushal

Summary

Presently a hard-working aspirant. Previously worked as a Corporate Rating Analyst with background in assessing creditworthiness of businesses and individuals. Known for keen insight into financial health of clients, enabling accurate risk assessment. Strengths include robust analytical skills and ability to work under tight deadlines. Adapt at working within regulatory frameworks to ensure compliance while optimizing financial performance.

Overview

2
2
years of professional experience

Work History

Corporate Rating Analyst

CARE Ratings Limited
01.2022 - 09.2023

- Derive insights from financial statements, regulatory filings/orders, agreements, study reports, sanction documents etc.
- Prepare concise report from a voluminous data set.
- Regularly monitor portfolio companies and industry.
- Interact with client to seek information. Visit plant and conduct management meeting.
- Write ratings notes and making presentations before rating committees.
- Handle post committee procedures and comply with audit.

Relationship Manager, Mortgage

ICICI Bank Limited
06.2021 - 09.2021

- Partnering with customers throughout their life cycle, offering products and services that meet their needs, and ensuring fair treatment for both the customer and the bank.

- Analyzing creditworthiness and eligibility for obtaining a mortgage loan, preparing mortgage loan documentation, completion of disbursement of loan on time while ensuring compliance and confidentiality policies.

Education

MBA - MBA (Banking & Finance)

Symbiosis International Deemed University
Pune
06-2021

B.Com Hons - Commerce

Shaheed Bhagat Singh College, University of Delhi
06-2019

Senior Secondary Education

Happy Model School
06-2016

Secondary Education

Happy Model School
New Delhi
06-2014

Skills

  • Financial Analysis
  • Risk Management
  • Teamwork and Collaboration
  • Interpersonal Skills
  • Research and Report Writing
  • Credit analysis
  • Task Prioritization
  • Relationship Building

Languages

Hindi
First Language
Hindi
Advanced (C1)
C1
English
Advanced (C1)
C1

Affiliations

Worked as a Volunteer and member for good cause in organizations like Leaders for Tomorrow, National Social Service, Ketto Organisation, Ram Nadi Yuva Sansad and ISKON Temple Charity.

Timeline

Corporate Rating Analyst

CARE Ratings Limited
01.2022 - 09.2023

Relationship Manager, Mortgage

ICICI Bank Limited
06.2021 - 09.2021

MBA - MBA (Banking & Finance)

Symbiosis International Deemed University

B.Com Hons - Commerce

Shaheed Bhagat Singh College, University of Delhi

Senior Secondary Education

Happy Model School

Secondary Education

Happy Model School
Kritika Kaushal