KRUTHIK SHRAAVAN K K

Responsibilities:

• Prospected and acquired new home loan and mortgage customers through field visits, referrals, and lead conversion.
• Assessed customer eligibility by conducting preliminary financial checks, including income verification and FOIR calculations.
• Guided customers end-to-end through the loan process—application, documentation, credit evaluation coordination, and sanction follow-up.
• Coordinated with credit, legal, and technical teams to ensure smooth file movement, and reduce TAT.
• Maintained strong customer relationships, and ensured a high-quality onboarding experience.

Achievements:

• Achieved 120% of the monthly sourcing target within the first quarter.
• Logged 25+ loan files with high-quality documentation, and zero rejections due to process gaps.
• Recognized by the Area Sales manager for consistent lead conversion, and strong customer handling.
• Improved file TAT by proactively coordinating with the credit and operations teams.

• Improved credit-related data accuracy by streamlining ERP-based financial data processes.
• Analysed borrower patterns, payment behaviours, and portfolio trends to identify potential risk triggers.
• Supported integration of ERP with credit monitoring modules, enhancing real-time visibility into financial operations.
• Enhanced internal reporting workflows using data analysis, contributing to faster decision-making and improved turnaround times.
• Collaborated with industry professionals to learn internal business processes and best practices.
• Evaluated vendor performance to ensure high-quality products and services were delivered consistently at a fair price point.

• Contributed to design and optimisation projects using CAD tools for engineering pipelines.
• Conducted data analysis of measurements and performance parameters to improve pipeline layouts.
• Collaborated with multi-disciplinary teams, ensuring seamless coordination and problem-solving for engineering challenges.
• Collected, analyzed and interpreted detailed operations data to troubleshoot and optimize operating issues.