Kuldeep Sharma

• Lead and manage a team of medical underwriters in reviewing and analyzing medical information to assess risk and determine appropriate coverage for insurance policies
• Conduct performance evaluations, provide coaching, and oversee the training and development of team members
• Review and approve or decline applications based on medical and financial risk factors.
• Analyzed medical records, claims data, and other relevant information to assess risk for individual and group health insurance policies.
• Communicated with healthcare providers to resolve claim discrepancies and issues

Medical Underwriter (Group Underwriting)

• Analyze information stated on insurance applications (EOI- evidence of insurability)
• Review applicant APSQ/APS
• Review various diagnosis reports like ECGs, Para- meds (lab reports like LFT, KFT/RFT, URINALYSIS)
• Review the application and request additional documents if required
• Determine the risk involved in insuring a client
• Rate the application according to underwriting guidelines
• Worked collaboratively with other departments to ensure timely and accurate underwriting decisions

• Product marketing and brand promotion activities, including designing inputs, selection of gift Items, etc.
• Maintain the relationship with Hospitals
• CRM activities including CME’S, get-together, medical camps, conferences, etc.
• Develop a close relationship with Doctors, Retailers, and team members

• Continues scientific knowledge up-gradation of the customer in their area of specialization
• Through scientific literature & study materials
• Preparation of monthly sales & stock statement, Distributor management
• CRM activities including CME’S, get-together, medical camps, conferences, etc.
• Develop a close relationship with Doctors, Retailers, and team members
• Brand Promotion