Kumar Pranay

Results‑driven IT and project management professional with extensive experience in Banking and leading technology initiatives across Trade Finance, Retail Collections, and Recovery. Skilled in IT project management, vendor evaluation, RFP preparation, and compliance oversight, with proven ability to align technical solutions to business objectives. Adept at managing large‑scale implementations including SWIFT ISO20022 Finplus, eTF integrations, DLT POCs, and infrastructure upgrades, ensuring timely delivery and regulatory compliance. Recognized for streamlining processes, driving automation, and coordinating cross‑functional teams to achieve operational efficiency. Praised by senior management and awarded for successful project execution, reflecting strong leadership, stakeholder management, and project governance expertise.

• Integrated Collection and Recovery Module (ICnRM) – Led end‑to‑end vendor identification, scope definition, and phased delivery of a digital platform for asset collection and recovery. Managed hybrid methodology (predictive + agile), integrating with Core Banking, Payment Gateways, DARTS, ACRES, HRMS, courts/tribunals, and digital channels (WhatsApp, SMS, chatbots, voicebots).
• Trade Finance Document Management System (TFDMS) – Directed procurement via RFP, vendor evaluation, and technical bid assessment. Oversaw digitization of LC and BG requests, backward integration with e‑TF, forward integration with Core Banking, and workflow customization for admin users.
• Fixed Asset Management System (FAMS) – Managed development of a system for recording, monitoring, and disposal of fixed assets. Integrated with Oracle ERP, HRMS, and Vendor Payment portal. Ensured compliance with BRS workflow and implemented maker‑checker controls.
• Finacle 10.x Training & Implementation – Acted as trainer and supported rollout of Finacle 10.x across the Bank, providing system improvement suggestions and staff enablement.
• DLT Proof of Concept (RBIH Interoperable DLT) – Collaborated on blockchain‑based interoperability project for Indian banking industry, ensuring successful delivery and recognition by RBI Innovation Hub.
• SWIFT ISO20022 Finplus implementation- Successfully led the project, ensuring compliance with global messaging standards. Coordinated cross‑functional teams, vendors, and regulatory stakeholders to deliver project phases on time.

Creative Writing

Playing Cricket

Professional Accomplishments:

• 2025–26: Awarded Certificate of Appreciation by ED‑IT for successful implementation of SWIFT ISO20022 Finplus.
• 2024–25: Represented IT Division in Bank’s Knowledge Cup Quiz Competition, awarded Certificate of Recognition as Runner‑up.
• 2023–24: Praised by RBS Cell for facilitating training to RBI officials on SWIFT functioning and integration with CBS; developed tools and masters to improve team efficiency.
• 2022–23: Awarded Certificate of Participation for successful collaboration in RBIH Interoperable DLT Proof of Concept.
• 2019–20: Acted as trainer for Finacle 10.x, supporting implementation and providing system improvement suggestions.
• 2015–16: Awarded Certificate of Achievement by CGM and qualified for Medal from Executive Director.
• 2014–15: Awarded Certificate of Achievement by Executive Director.
• 2013–14: Ranked No. 1 in Retail Asset Recovery South.
• 2012–13: Ranked No. 1 in Retail Asset Recovery South.
• 2011–12: Achieved 165% of recovery target, appreciated by superiors.
• 2010–11: Achieved target of 1% NPA, appreciated by superiors.
• 2009–10: Awarded Letter of Appreciation for winning contest “IDBI Project Lakshya”.
• 2008–09: Awarded Star Performer Certificate for winning contest “Mission 50 Crores”.

Personal Accomplishments:

• 2021–22: Awarded Rajbhasha Unnayan Purashkar; won consolation prize in All India Hindi Competition; article on “Korona Mahamari aur Banking Vyavasay” published in Vikas Prabha.
• 2020–21: Won multiple prizes in Hindi creative competitions (Coin‑a‑Caption, Tasveer Ki Baat, Point Counterpoint), with entries published in Vikas Prabha and Shree Vayam magazines.

• AI Tools Workshop – Be10x Issued Feb 2026 | Credential ID: 0270772f-3809-4400-b29b-1e1c61cd09971017820
• Agile Metrics for Success – Project Management Institute Issued Dec 2025 | Skills: Disciplined Agile Delivery, Agile Methodologies
• ISO 20022 and CBPR+ Guidelines- Training organized by SWIFT in May 2025.
• Project Management Professional (PMP)® – Project Management Institute Issued Oct 2024 · Expires Oct 2027
• Diploma in Information System Audit – IIBF Issued Dec 2019 | Credential ID: 48472
• Certified Information System Banker – IIBF Issued Aug 2019 | Credential ID: 1674846
• Certificate Examination in IT Security – IIBF Issued Aug 2019 | Credential ID: 1677731
• Certificate in Prevention of Cyber Crime and Fraud Management – IIBF Issued Dec 2018 | Credential ID: 1618762
• CAIIB – Certified Associate of Indian Institute of Bankers – Indian Banks’ Association
• JAIIB – Junior Associate of Indian Institute of Bankers – Indian Banks’ Association