Summary
Overview
Work History
Education
Skills
Acknowledgement
Educational Status
Self Assessment
Personal Information
Timeline
Generic
Kunal Kumar

Kunal Kumar

Patna

Summary

I aim to connect with a progressive organisation that provides opportunities for me to learn and apply my skills through dedicated hard work, contributing to the organisation's growth.

Overview

10
10
years of professional experience

Work History

CLUSTERS BUSINESS MANAGER

Svatantra Microfin Pvt Ltd
02.2025 - Current

• Team handling of all 10 branches in Bihar with each branch 5 RO/ABM and BM.

• Ensure monthly and weekly target achieve as given by organization.

• Ensure all collection should be collect by date of repayment.

• Each branch both need to achieve M lap target and unsecure SME loan target by end

of month.

• Every month personally do 40 to 50 PD on field so we can check strength of field staff

• Ensure every branch to do at least 85% to 90% NACH active of all branch portfolio

BRANCH MANAGER

Svatantra Microfin Pvt. Ltd.
09.2023 - 02.2025
  • Company Overview: SME NBFC MFI Head Office, Mumbai, now operating in 19 states with 950+ branches across India

BRANCH MANAGER

Mahindra Rural Housing Finance Ltd.
07.2022 - 09.2023
  • Company Overview: NBFC MFI Head Office, Ahmedabad, now operating in 13 states across India
  • Managing over 890 loan accounts in above 175 villages and Loan amount Up to Rs.200000/- to 2500000/- Lakh
  • Handling approximate above 30+ Cr
  • O/S Portfolio
  • Now 100% Collection at Branch in every month, No any overdue
  • Achieve sales targets on a monthly basis in the assigned branch
  • Implement plans by allocation resources as suggested by Regional Business Head
  • Monitoring proper documentation of loan files of the Branch
  • Ensure timely collection of EMIs, Monitoring & controlling
  • Ensure timely disbursals of Home loan, RH Premium Loan, LAP, Top-Up loan and other Products
  • Maintaining profitability of Branch by controlling cost and AFC Collection by Branch
  • Ensure all norms and audit requirements are being adhered to
  • NBFC MFI Head Office, Ahmedabad, now operating in 13 states across India

ASSISTANT MANAGER

Annapurna Finance Pvt. Ltd.
06.2017 - 07.2022
  • Company Overview: NBFC MFI Head office, Bhubaneswar, now operating in 23 states
  • I'm currently handling of HOME IMPROVEMENT LOAN (HIL) & co-ordinate to Zone
  • Loan Amount Of HIL Up to Rs
  • 70000/- to Rs.450000/- Lakh
  • Every week meeting for HOME LOAN business plan with Team Member and achieve their target
  • I'm seeing Training Part and Business Part and Credit part Of HOME LOAN
  • All Staff's physical & Virtual Training regarding HOME LOAN
  • Analysis On HOME Loan's Business & Development
  • And Ensuring timely insurance settlement of death cases
  • Coordinating With Credit/HR/AUDIT and all zonal manager of Operation Team For HIL Business
  • 5 To 6 Branches Visit in Every MONTH'S For HIL business Quality & Training
  • NBFC MFI Head office, Bhubaneswar, now operating in 23 states

TEAM LEADER

Bharti Airtel Ltd.
10.2016 - 05.2017
  • Company Overview: Bharti Telecom
  • Bharti Telecom

Sr. Executive

Arohan Financial Service Pvt. Ltd.
12.2014 - 09.2016
  • Company Overview: NBFC MFI Head office, Kolkata
  • I'm seen Training Part of MIS Dept
  • Premium Loan Sanction & Staff Training for this Loan(NEFT Rs.50,000/- ToRs.5,00,000/)
  • Bazaar Loan Sanction Up To:- Rs.50,000/-
  • NBFC MFI Head office, Kolkata

Education

Bachelor of commerce - Account, Hons.

B.D College
Patna
01.2013 - 1 2016

Intermediates commerce - Accounts

M.H.S School
Patna
01.2011 - 1 2013

Matriculation - 10th

P.High School
Sitamarhi
01.2010 - 1 2011

DCA - Diploma Computer Application

Tally - Erp-9

Skills

ADCA (Advance Diploma Computer Application)

Acknowledgement

I hereby declare that the submitted information is true & authentic; I have not concealed any facts or information.

Educational Status

  • Bachelor of commerce (Account, Hons.), 1st class, B.D College, Patna, Magadh University, Bodh Gaya, 2013-2016, 05/2016
  • Intermediates commerce (Accounts), 2nd class, M.H.S School, Patna, BSEB (Bihar board), 2011-2013, 05/2013
  • Matriculation (10th), 2nd class, P. High School, Sitamarhi, BSEB (Bihar board), 2010-2011, 05/2011

Self Assessment

  • Excellent communication & interpersonal
  • Proactive & self-motivated
  • Energetic
  • Honest
  • Responsible
  • Sincere about time, work and teamwork

Personal Information

  • Father's Name: Surendra Jha
  • Date of Birth: 04/18/95
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Single
  • Religion: Hindu

Timeline

CLUSTERS BUSINESS MANAGER

Svatantra Microfin Pvt Ltd
02.2025 - Current

BRANCH MANAGER

Svatantra Microfin Pvt. Ltd.
09.2023 - 02.2025

BRANCH MANAGER

Mahindra Rural Housing Finance Ltd.
07.2022 - 09.2023

ASSISTANT MANAGER

Annapurna Finance Pvt. Ltd.
06.2017 - 07.2022

TEAM LEADER

Bharti Airtel Ltd.
10.2016 - 05.2017

Sr. Executive

Arohan Financial Service Pvt. Ltd.
12.2014 - 09.2016

Bachelor of commerce - Account, Hons.

B.D College
01.2013 - 1 2016

Intermediates commerce - Accounts

M.H.S School
01.2011 - 1 2013

Matriculation - 10th

P.High School
01.2010 - 1 2011

DCA - Diploma Computer Application

Tally - Erp-9

Kunal Kumar