Summary
Overview
Work History
Education
Skills
Certification
Work Availability
Quote
Accomplishments
Timeline
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K.Vinoth Kumar

K.Vinoth Kumar

Financial Crimes – AML/KYC Governance Manager (Officer - C11)
Chennai,Tamil Nadu

Summary

High-performing professional with over 12 years of experience in KYC governance, vendor management, customer due diligence, account opening, and screening within compliance and banking operations. Strong understanding of consumer and wealth banking business. Exceptional organizational skills and attention to detail. Thrives in collaborative environments, excelling at managing multiple projects simultaneously with high accuracy and efficiency. Builds and maintains relationships with diverse stakeholders in dynamic, fast-paced settings. Widely recognized for exceptional performance and contributions to the organizational mission.

Overview

2025
2025
years of professional experience
5
5
years of post-secondary education
1
1
Certificate

Work History

Manager – AML/KYC Governance & Operations – C11

Citicorp Services India Private Limited
Chennai., Tamilnadu
1 2022 - Current
  • Govern remediation work assignments under general supervision to complete assessments on assigned reviews and projects
  • Organize and circulate assessment reports and lead closing conferences with various stakeholders
  • Efficiently examine quality & throughput of projects to alleviate reduction in overdue compliance activities
  • Collaborate with internal and external stakeholders, auditors, and legal counsel to confirm compliance with applicable laws and regulations
  • Monitor and assess compliance and business risks associated with operational processes and procedures
  • Cross-trained and backed up other customer service managers
  • Work together with staff members to enhance customer service experience and exceed team goals through effective client satisfaction rates
  • Extended internal support for audit, compliance, and reporting activities
  • Managed cross-functional teams to resolve project issues and mitigate risks
  • Reconciled staff member conflicts, actively listening to concerns and finding appropriate middle ground
  • Evaluated employee & vendor performance of 40+ makers and conveyed constructive feedback to improve skills
  • Led change management initiatives to drive organizational transformation without compromising employee morale or productivity levels
  • Championed diversity initiatives within department, promoting an inclusive work environment where all employees felt valued and respected
  • Appraised by an internal control unit on managing client impacted case completion
  • Spearheaded successful projects from conception through completion, showcasing strong project management abilities
  • Won two bronzes for project completion and one bronze as CSR volunteer

Officer – C10

Citibank
Chennai, Tamilnadu
01.2020 - 12.2021
  • Investigated and performed due diligence to multiple lines of business (Credit Card, Retail Bank, and Trade) with higher risk customers, transactions, products, and geographies, compliance requirements and related controls
  • Provided feedback on work completed by reviewers to ensure quality, accuracy, and effectiveness (Quality Control and Quality Assurance)
  • Oversaw execution of AML transaction and account monitoring surveillance
  • Responsible for screening current banking customers for unusual and/or suspicious banking activity based on Global Screening policies
  • Analyzed watchlist output and made decisions on appropriate action to take while maintaining thorough documentation of all performed
  • Examined red flag activity on client profile and raised SAR
  • Prepared and submitted detailed reports regarding assignments and ongoing investigations
  • Supported peer review on MCA reported cases and sustained with quality
  • Processed 60% team volume for a Q2-21 with high QC accuracy of 95%

Officer – C09

Citibank
Chennai, Tamilnadu
11.2017 - 12.2019
  • Functioned Public Figure On-boarding due diligence based on screening review
  • Conducted ongoing due diligence on business relationship and scrutiny of transactions undertaken throughout the course of relationship to ensure that transactions being conducted are consistent with the institution's knowledge of customers, their business, risk profile, and, where necessary, source of funds
  • Identified customers and/or beneficiary owners and verified identity using reliable independent source documents, data, or information
  • Progressed FTPR and Throughput to 90%

Officer – C05

Citicorp Services India Pvt Ltd
Chennai, Tamilnadu
09.2015 - 11.2017
  • Performed quality check and investigation, managing responsibility for all levels of Authorizers, and assigning cases to representatives.
  • Processed and verified stop payments request on daily basis and stopped payments based on client's request.
  • Managed stop payment review of 13 FMP segments

Senior Analyst

RBS Business Services India Pvt Ltd
Chennai, Tamilnadu
02.2012 - 09.2015

Team (1) Corporate Client Servicing and Account Facilitation Services

Team (2) Customer Due Diligence (CDD) and Know Your Customer (KYC) Analyst

  • Identifying and Verifying (ID& V) the customer identity while client On-boarding in agreed parameters.
  • Senior Authorizer for the Client (Corporate) on boarding; Account Opening; Account Servicing and the legal requirements verification of the Europe select Countries.
  • Providing End-to-End Support in Corporate Client On-boarding and servicing / coordinating to complete requests of client and account level.
  • Accessing various authenticated online sources and verifying client’s history during onboard process.
  • Collecting / Verifying Legal and Country specific documents during client on boarding and account opening.

Education

MBA - Finance & Marketing

SASTRA DEEMED UNIVERSITY
Thanjavur, Tamilnadu
06.2009 - 05.2011

B.Com - Commerce

Bishop Heber College
Tiruchirappalli, Tamilnadu
06.2006 - 05.2009

Skills

Client Onboarding

Certification

Certified Money Laundering Investigator, CAMI

Work Availability

monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Quote

Paying attention to simple little things that most men neglect makes a few men rich.
Henry Ford

Accomplishments

  • Collaborated with team of 40+ for Project- 51 KYC SOW Remediation completion.
  • Achieved 90% success rate through effectively aiding Multiple Projects.
  • Fulfilled regulatory CIP-P project requirements within span of 72 hours and successfully passed the parameters by oversight team of 150+ vendor members.
  • Governed MSB project and completed within deadline with high accuracy.
  • Awarded Citi Gratitude and Bravo Award for process excellence and GCD community development.

Timeline

Officer – C10

Citibank
01.2020 - 12.2021

Officer – C09

Citibank
11.2017 - 12.2019

Officer – C05

Citicorp Services India Pvt Ltd
09.2015 - 11.2017

Senior Analyst

RBS Business Services India Pvt Ltd
02.2012 - 09.2015

MBA - Finance & Marketing

SASTRA DEEMED UNIVERSITY
06.2009 - 05.2011

B.Com - Commerce

Bishop Heber College
06.2006 - 05.2009
Certified Money Laundering Investigator, CAMI

Manager – AML/KYC Governance & Operations – C11

Citicorp Services India Private Limited
1 2022 - Current
K.Vinoth KumarFinancial Crimes – AML/KYC Governance Manager (Officer - C11)