Lata Pathak
Summary
Talented Business Analyst offering over 10+ years of experience, providing hands-on application knowledge to appropriate stakeholders. Passionate team player recognized for strong leadership skills and creating lasting relationships through project cycles. Expertise in software configuration, business requirement analysis and risk-mitigation strategies.
Overview
1
1
Language
11
11
years of professional experience
Work History
Manager
EY India
Gurgaon
08.2026 - Current
- Deployed on SOX control project to align HSBC's SOX controls with auditor's financial control repository
Product Owner - Regulatory Reporting
Macquarie Global
04.2025 - 07.2026
- Working as product owner and technical BA for Treasury and BAU teams to understand requirements and articulate them within the business and data specifications
- Worked on regulatory capital reporting requirements relating to derivative exposures, counterparty credit risk and SA-CCR calculations.
- Analyzed derivative exposure components, including Replacement Cost (RC), Potential Future Exposure (PFE), and regulatory exposure calculations.
- Developed functional understanding of derivative products, including Interest Rate Swaps, FX Forwards, Options and other OTC derivatives.
- Analysed the impact of netting agreements, collateral arrangements, Initial Margin (IM) and Variation Margin (VM) on regulatory exposure calculations.
- Collaborated with Risk and Technology teams to understand derivative trade attributes, exposure calculations and regulatory reporting requirements
- Fair Understanding of trade lifecycle and banking financial instruments
- Interpret and translate complex regulatory requirements into clear, implementable specifications to support accurate regulatory reporting.
- Lead requirement elicitation and produce comprehensive documentation including Business Requirement Documents (BRD) and Functional Specification Documents (FSD), user stories aligned with business needs.
- Sourced and integrated data from multiple systems and implemented data modeling and controls.
- Proficient in SQL for data extraction, analysis, report reconciliation and validation across large-scale banking data set
- Hands-on experience with AXIOM SL for regulatory reporting, including preparation of mapping documents, data lineage analysis, and workflow management.
Functional Consultant - AXIOM
Tata Consultancy Services
01.2022 - 04.2025
- Worked as Lead Business Analyst for Deutsche Bank's regulatory reporting program, ensuring accurate implementation of regulatory requirements and compliance standards
- Collaborated with Product, Business and Technology teams to define functional requirements, product enhancements and regulatory reporting capabilities.
- Managed project deliverables, milestones and timelines to ensure regulatory changes were implemented within agreed deadlines.
- Good Exposure of AXIOM (V9 and V10), JIRA and SQL
- Oversaw local regulatory reporting for major finance returns, focusing on large exposures, stress testing, and capital adequacy.
- Enhanced expertise in trade lifecycle for derivative products to support effective management and compliance.
- Experience in leading functional testing, creation of BRD/FSD, Use Case, Confluence and User Stories
- Developed a solid understanding of the trade lifecycle for derivative products through hands-on experience.
- Monitored progress of change initiatives and communicated results to management, business users, and stakeholders
Senior Business Analyst - Credit
Evalueserve Private Limited
02.2020 - 01.2022
- Requirement Gathering and Analysis - Lead the gathering and analysis of business requirements for commercial lending initiatives
- Conduct in-depth interviews, workshop and analysis sessions to elicit and document business needs
- Business Process Optimization - Analyze and document existing commercial lending processes, identifying areas for improvement and efficiency gains
- Collaborate with stakeholders to streamline workflows and enhance business processes
- Facilitate communication and collaboration between business users, IT team and other relevant departments
- Serve as a trusted advisor to stakeholders, providing expert guidance on commercial lending initiatives
- Reviewed system design specifications for completeness and usability, verifying alignment with business requirements.
Data Associate
Moody's Analytics India Pvt Ltd (Formaly known as Acuity knowledge services India -12/18 to 06/19)
12.2018 - 02.2020
- Preparation of detailed report on bank's financial health with special focus on Risk Weighted Assets and Impaired loans
- Analysis of bank's Financials; Balance Sheet, Income Statement, Cash Flow Statement, Pillar Report
- Prepared detailed report on bank's financial health, focusing on risk weighted assets and impaired loans to inform strategic decision-making
- Conducted variance analysis to identify changes in current financials compared to previous periods, providing insights for management review
- Analyzed key ratios including net stable funding ratio, liquidity ratio, and capital adequacy to assess compliance with regulatory standards
- Managed daily operations day-to-day routine and month-end activities; also responsible for managing control and governance of weekly, monthly client reports and MIS
Senior Associate
WNS Global Services Private Limited
12.2015 - 12.2018
- Performing financial spreading for banks and financial institutions
- Recreating the financial statements on spreadsheet
- Calculating various ratios; Liquidity Ratio, Coverage Ratio, Leverage Ratio and Operating Ratios
- Conducted variance analysis to identify percentage changes and forecast future financial statements
- Categorizing line items of income statement, balance sheet as per the standard format
- Oversaw daily operations of the team to ensure smooth workflow day to day routine and month end activities, also responsible for managing control and governance of weekly, monthly client reports and MIS
Education
MBA - Finance
GGSIPU
DelhiSkills
- Requirements Gathering
- Preparation of BRD, FSD, User stories and confluence pages
- Agile Methodologies
- Data Analysis
- Data Analysis
- Tools Used - AXIOM, JIRA, Alteryx, Creditlens, Moody's Risk Assessment Tools,
- Stakeholder Management
Languages
English
Beginner
A1
Timeline
Manager
EY India
08.2026 - Current
Product Owner - Regulatory Reporting
Macquarie Global
04.2025 - 07.2026
Functional Consultant - AXIOM
Tata Consultancy Services
01.2022 - 04.2025
Senior Business Analyst - Credit
Evalueserve Private Limited
02.2020 - 01.2022
Data Associate
Moody's Analytics India Pvt Ltd (Formaly known as Acuity knowledge services India -12/18 to 06/19)
12.2018 - 02.2020
Senior Associate
WNS Global Services Private Limited
12.2015 - 12.2018
MBA - Finance
GGSIPU