LIKHITH M G
Assistant Manager (Mortgages)
Summary
Experienced professional with a strong background in mortgage loans, credit appraisal, and compliance. Seeking to transition into operations management. Demonstrated track record of achieving company objectives through systematic and efficient practices as a dedicated underwriter. Proven ability to thrive in high-pressure environments and adapt to new situations and challenges, consistently elevating the organizational brand.
Overview
3
3
years of professional experience
6
6
years of post-secondary education
6
6
Certifications
4
4
Languages
Work History
Assistant Manager
HDFC BANK LTD
09.2022 - 01.2025
- Executed the credit underwriting procedure for mortgage loans, guaranteeing adherence to internal policies and regulatory standards
- Evaluated loan applications and conducted credit analysis to determine the loan eligibility
- Summarized loan documentation, identified risks, and made recommendations for sanction
- Developed expertise in Legal evaluation of property and technical review of the Property
- Conducted a personal discussion to confirm the business location (Warehouse, Premises, Inventory, Transport facility, etc.) prior to approving loan sanctions, in order to personally validate the information presented by the applicant
- Fostered strong relationships with customers through the prompt resolution of inquiries, ensuring their satisfaction
- Oversaw a team of 32 professionals, guaranteeing timely responses to queries and facilitating smooth disbursement processes
Intern
HDFC LTD
07.2022 - 08.2022
- Resolved customer queries related to loan accounts and statements, ensuring customer retention
- Managed the release of documents post-loan closure
- Supported the loan agreement signing process guided customers with regards to the terms and conditions
Intern
Agricultural Co-operative Society
09.2021 - 10.2021
- Gained knowledge in processing loan applications and legal document requirements for subsidized loans
- Assisted in customer query resolution, working closely with staff to ensure timely responses
- Analyzed financial statements (Balance Sheet & P&L) of the co-operative society and gained the knowledge about income sources and operational activities
Education
Master of Business Administration -
Justice K S Hegde Institute of Management
01.2021 - 01.2022
Bachelor of Commerce - General
Vivekananda College
01.2017 - 01.2020
Pre-University Education - undefined
S.R.P.U college
01.2015 - 01.2017
Skills
Credit Analysis
Certification
Bloomberg Market Concepts
Timeline
Assistant Manager
HDFC BANK LTD
09.2022 - 01.2025
Intern
HDFC LTD
07.2022 - 08.2022
Intern
Agricultural Co-operative Society
09.2021 - 10.2021
Master of Business Administration -
Justice K S Hegde Institute of Management
01.2021 - 01.2022
Bachelor of Commerce - General
Vivekananda College
01.2017 - 01.2020
Pre-University Education - undefined
S.R.P.U college
01.2015 - 01.2017
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