LOKESH ARANI
Punganur
Summary
- Result-driven Banking & Financial Services Professional with 6+ years of experience in retail Banking Sales
- Banking, liability acquisition, secured lending, and insurance. Strong track record in fee income products
- CASA growth, NTB acquisition, home loan sourcing, and cross-selling third-party products.
- Proven ability to exceed sales targets, develop local market networks, and maintain strict Compliance standards.
Overview
5
5
years of professional experience
Work History
Corporate Account Manager
HDFC Bank - Tata AIA Channel Partner
01.2025 - Current
- Managed portfolio for life insurance business persistency.
- Generated revenue through employees activation and achievement of internal and MDRT contests and marketing programs.
- Built strong relationship with HNI and UHNI customers for Cross selling.
- Achieved assigned sales and revenue targets consistently.
Junior Relationship Manager
Veritas Finance
09.2024 - 01.2025
- Driving home loan and mortgage sourcing through direct sales and referral channels.
- Building strong referral network with builders, connectors, and agents.
- Managing complete documentation and disbursement coordination.
- Consistently achieving monthly business targets.
HDFC Bank
08.2023 - 08.2024
- Managed HNI and retail customer relationships.
- Cross-sold savings/current accounts, credit cards, SIPs, Gold loan and insurance products.
- Executed targeted through marketing campaigns to improve branch sales performance.
- Contributed to branch revenue growth and customer retention.
Sales Officer
HDB Financial Services
12.2020 - 08.2023
- Drove retail banking sales with primary focus on Credit Card acquisition, CASA sourcing, and cross-selling third-party products.
- Increased new credit card acquisitions by 20% through targeted sourcing and customer profiling strategies.
- Consistently achieved monthly credit card sourcing targets along with CASA and cross-sell benchmarks.
- Improved application processing efficiency by reducing documentation turnaround time by 30%, enhancing customer experience and faster card issuance.
- Actively promoted credit cards, personal loans, CASA products, and third-party offerings through need-based selling approach.
- Maintained 100% compliance adherence in KYC, documentation verification, and regulatory guidelines during card sourcing and processing.
- Generated cross-sell revenue by identifying upselling opportunities such as add-on cards, insurance protection, and EMI conversion options.
Education
B.Com - Computer Applications
Sri Srinivasa Degree College
PunganurIntermediate -
Sri Vivekananda junior college
PunganurSSC -
Leonard Municipal high school
Skills
- MS Excel
- Word
- PowerPoint
- Outlook
- CRM & Banking Systems
- Financial & Sales Data Analysis
- Market Research & Business Planning
Disclaimer
I hereby declare that the information furnished above is true and correct to the best of my Knowledge and belief.
Languages
- English
- Telugu
- Tamil
- Kannada
Family Background
Father,D Ravi Kumar, mother A Rani, sister A Swathi
Timeline
Corporate Account Manager
HDFC Bank - Tata AIA Channel Partner
01.2025 - Current
Junior Relationship Manager
Veritas Finance
09.2024 - 01.2025
HDFC Bank
08.2023 - 08.2024
Sales Officer
HDB Financial Services
12.2020 - 08.2023
B.Com - Computer Applications
Sri Srinivasa Degree College
Intermediate -
Sri Vivekananda junior college
SSC -
Leonard Municipal high school