Lokesh Datt
Financial Advisor
H. No. 2220, Indra Colony, Jagadhri, District Yamunanagar
Summary
Collaborative leader with dedication to partnering with coworkers to promote engaged, empowering work culture. Proactive and meticulous Financial Expertise with over 20 years of experience in Banking industry. Proficiencies in generating optimal satisfaction levels while building profits and client generation.
Overview
9
9
years of professional experience
5
5
years of post-secondary education
Work History
Senior Manager
HDFC Bank Ltd
Chief Executive Officer
Yamuna Nagar Central Cooperative Bank Limited
05.2012 - 12.2014
- Area of Responsibility
- To manage the entire bank in terms of Regulatory guidelines, administration, Marketing and promotion which broadly involves
- Compliance of regulatory(RBI, NABARD and State ) guidelines
- SLR, CRR and CRAR maintenance
- NPA Recovery
- Deposit Mobilization through branches and PACS
- Submission of statutory reports to RBI and NABARD
- Investment portfolio
- General administration which includes Recruitment, Promotions, Transfers, Increments and Disciplinary actions of the staff
- Achievements
- Manual Platform to CBS Platform : Bank was on manual platform of banking
- Bank was successfully migrated to CBS platform with in a span of 6 months with no ledger untallied
- NPA : When I joined bank , NPA was as high as 11.27%
- I rigorously worked on it due to which NPA was brought down to 7.65% in March 2014 and 6.45 as on 30-09-2014
- Profit
- Bank was in losses from the last three consecutive three years
- Bank came in to profit (during the year)
Vice President
Axis Bank
01.2013 - 01.2014
- CRAR : CRAR was increased to 4.48(2014) from 2.88
Branch Manager
09.2009 - 11.2009
Branch Manager
HDFC Bank Ltd
01.2004 - 03.2005
- Worked at Jagadhri, Kurukshetra and Yamuna Nagar branches
- Area Of Responsibility To manage the retail operations of the branch
- To achieve the targets allocated to the branch in terms of Numbers, deposit Values,third party products, credit cards , Retail assets and other Liability products
- To handle the customer grievances, Worked at chandigarh as Regional Branch Control Unit
- Area Of Responsibility
- To carry out the process audits of Operations of Punjab , Haryana and J&K Branches
- To roll out the any new process change or system enhancement in the cluster branches
- MIS Compilation
Unit Head
HDFC Bank Ltd
06.2001 - 02.2004
- Worked at Amritsar / Ambala / Yamunanagar Branches
- Area Of Responsibility Clearing Operations
- Cash Management Services
- Funds Management
- MIS Compilation Depository Services
Executive
Stock Holding Corporation of India Ltd
09.1999 - 06.2001
- Area of Responsibility Marketing of Depository Services to Individual and Corporate clients
- Interacting with Banks for providing Loan Against the Electronic Securities
- Setting up of Franchisee network & providing marketing & operational support
- Redressal of customer grievances
- Third party product sales to Corporate and Retail Clients
- Achievements Handled Demat , Trades and Pledging activities in Depository Services
- Handled RTM (Request Transmitting Machine) and Net Trading operations
- Professional Qualification
Education
MBA - Marketing
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D.A.V. Inst. Of Management
08.1997 - 08.1999
B.Sc. - Non-Medical
MLN College
05.1994 - 07.1997
Skills
Summary of Skills & Experiencesundefined
Timeline
Vice President
Axis Bank
01.2013 - 01.2014
Chief Executive Officer
Yamuna Nagar Central Cooperative Bank Limited
05.2012 - 12.2014
Branch Manager
09.2009 - 11.2009
Branch Manager
HDFC Bank Ltd
01.2004 - 03.2005
Unit Head
HDFC Bank Ltd
06.2001 - 02.2004
Executive
Stock Holding Corporation of India Ltd
09.1999 - 06.2001
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D.A.V. Inst. Of Management
08.1997 - 08.1999
B.Sc. - Non-Medical
MLN College
05.1994 - 07.1997
Senior Manager
HDFC Bank Ltd
MBA - Marketing
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