M. Bathar Saman
Chennai
Summary
Dynamic and detail-oriented Implementation Analyst with over 16 years of experience in corporate and retail banking operations, including 5+ years of specialized experience in payment systems integration, implementation, Financial Services and quality testing. Proven expertise in Payments Switch, Card Management Systems, ISO 20022 migration, and end-to-end UAT and regression testing. Strong skills in Oracle SQL, Unix/Linux, and payment message formats (MT, MX, IDOC, XML). Highly skilled in cross-functional collaboration, problem-solving, and client-facing roles.
Overview
18
18
years of professional experience
2007
2007
years of post-secondary education
3
3
Certifications
2
2
Languages
Work History
IT Analyst – Implementation & Payments Integration (Client: Citi Bank)
Tata Consultancy Services (TCS)
05.2020 - Current
- Led end-to-end implementation of payment processing solutions including corporate onboarding, file format validation, and environment setup.
- Supported ISO 20022 migration projects across NAM and EMEA regions, transforming legacy MT messages to MX formats.
- Created detailed test plans, test cases, and managed UAT, regression, and production validation testing.
- Worked with Oracle SQL for data extraction and Unix/Linux VI Editor for debugging and system analysis.
- Handled integration of payment platforms via H2H, SFTP, and File-Act protocols.
- Delivered post-implementation support, defect triage, and resolution for critical payment issues.
- Acted as a single point of contact for implementation projects; coordinated with clients and internal stakeholders for seamless delivery.
Senior Process Associate / Team Leader – SWIFT Messaging & QA
Citi Bank NA via TCS
11.2010 - 05.2020
- Managed financial technology messaging through SWIFT, LIN/FIN/SYS; automated routing, reducing manual processing by 30%.
- Reviewed BRDs, prepared test plans, conducted PVT and sanity testing.
- Liaised with internal departments and external banks for message amendments, RMA setup, and transaction monitoring.
- Handled SEPA, BACS, CHAPS payments; managed error queues and returns.
Process Associate – Payment Operations
American Express Bank (Standard Chartered Bank)
10.2007 - 05.2010
- Managed electronic fund transfers using SWIFT, CHIP, and FED systems.
- Investigated and processed payment queries, amendments, and cancellations.
- Delivered training and managed OFAC payment compliance before cut-off windows.
Education
MBA - Finance
Jamal Mohamed College, Bharathidasan University
BSc - Computer Science
Nazareth Margochis College, Manonmaniam Sundaranar University
Skills
Databases: Oracle, SQL
Certification
Lean Six Sigma Green Belt – TCS
Disclaimer
I hereby declare that the above information is true to the best of my knowledge. Signature: M. Bathar Saman Date: 2025-07-25
CORE COMPETENCIES
- Payment Switch & Card Management Systems
- Oracle SQL, Unix/Linux Shell Scripting
- ISO 20022 (MT to MX) Migration
- Payment File Formats: XML, IDOC, CP2E, MT/MX
- Defect & Test Management (UAT, Regression, PVT)
- Client Implementation & Onboarding, Conflict management
- H2H/SFTP/File-Act Integration
- SWIFT, SEPA, ACH, RTGS, BACS, CHAPS
- Quality Testing & Environment Setup
- Documentation (BRD, Test Plans, Test Cases)
Timeline
IT Analyst – Implementation & Payments Integration (Client: Citi Bank)
Tata Consultancy Services (TCS)
05.2020 - Current
Senior Process Associate / Team Leader – SWIFT Messaging & QA
Citi Bank NA via TCS
11.2010 - 05.2020
Process Associate – Payment Operations
American Express Bank (Standard Chartered Bank)
10.2007 - 05.2010
BSc - Computer Science
Nazareth Margochis College, Manonmaniam Sundaranar University
MBA - Finance
Jamal Mohamed College, Bharathidasan University
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