ICA- accredited professional with 2+ years' experience resolving 4,000+ financial queries and complaints in retail banking. Authorized to independently process payments up to £10,000 while maintaining 100% compliance with FCA/ OFSI regulations. Combines AML technical expertise (KYC, CDD, transaction monitoring) with exceptional client communication to deliver efficient, compliant banking solutions. Proven ability to balance operational efficiency with rigorous risk controls in fast-paced environments.