M IMRAN
Summary
Financial Crime Compliance professional with 9 years of progressive banking experience in Branch Banking Operations, Anti-Money Laundering (AML), Transaction Monitoring and Regulatory Compliance. Experienced in CDD, EDD, sanctions screening, GOS preparation and SAR/STR support while ensuring strong regulatory compliance and operational excellence.
Overview
1
1
Certification
12
12
years of professional experience
Work History
Assistant Manager – Branch Banking Operations
Bank of Baroda
Bengaluru
06.2026 - Current
- Managed end-to-end branch banking operations, ensuring compliance with RBI guidelines and internal policies to mitigate risks.
- Supervised account openings for Savings, Current, Partnership, Trust, and NGO accounts, ensuring KYC and EDD verification to enhance customer onboarding integrity.
- Authorize RTGS, NEFT, cheque clearing and other financial transactions.
- Apply Financial Crime Compliance knowledge to strengthen customer due diligence and AML awareness.
- Supported internal and regulatory audits by providing accurate documentation, facilitating adherence to compliance standards.
Assistant Manager – Central Transaction Monitoring Unit (AML)
Bank of Baroda
Bengaluru
06.2023 - 05.2026
- Investigated SAS-generated transaction monitoring alerts to identify potential suspicious activities.
- Conducted investigations into layering, structuring, mule accounts, cyber-enabled fraud, and profile mismatches to mitigate risks.
- Performed CDD and EDD for high-risk customers.
- Prepared Grounds of Suspicion (GOS) supporting SAR/STR recommendations.
- Reviewed NPCI and I4C referred cyber fraud cases.
- Performed Dow Jones sanctions screening.
- Guided newly hired officers in developing skills necessary for effective transaction monitoring.
Assistant Manager – Branch Banking Operations
Bank of Baroda
Siddapur
04.2021 - 06.2023
- Oversaw branch operations, ensuring adherence to regulatory compliance standards.
- Facilitated RTGS, NEFT, and cheque clearing transactions, maintaining accuracy and timeliness.
- Executed retail and business account openings with KYC verification and managed locker operations.
- Supported AML compliance through periodic customer reviews.
Clerk – Banking Operations
Bank of Baroda
Polibetta
10.2017 - 03.2021
- Processed RTGS, NEFT, and cheque clearing for accurate and timely customer transactions.
- Managed customer onboarding and KYC verification to ensure compliance and enhance customer satisfaction.
- Executed daily cash transactions in a high-volume environment., locker administration and customer service.
Skill Demonstrator
Amara Raja Batteries Ltd.
Tirupati
02.2014 - 04.2015
- Delivered technical training programmes to improve skills and knowledge of participants.
- Conducted competency assessments to evaluate and ensure proficiency among team members.
- Enhanced mentoring techniques through collaboration with peers to foster a supportive learning environment.
Education
B.Tech - EEE
JNTUA
01-2012
Intermediate -
AP State Board
01-2008
SSC -
AP State Board
01-2006
Skills
- AML
- Financial Crime Compliance
- Transaction Monitoring
- Customer due diligence
- KYC
- Regulatory Compliance
- SAS
- Dow Jones
- Customer Relationship Management
- Operational Risk
- Branch Management
- Microsoft Office
Certification
- Certificate in AML & KYC – IIBF
- Certificate on AML and CFT Training- ASCI Hyderabad
- Certificate in Digital Banking – IIBF
- Junior Associate of Indian Institute of Bankers-IIBF
- Certified Associate of Indian Institute of Bankers– IIBF
Languages
- English
- Hindi
- Telugu
- Kannada
- Urdu
Personal Information
Notice Period: 90 Days
Awards
- Mentored newly joined AML officers.
- First Prize – Vigilance Awareness Week Quiz (Zone Level), Bank of Baroda (2025)
- Promoted from Clerk to Assistant Manager through internal promotion process.
Timeline
Assistant Manager – Branch Banking Operations
Bank of Baroda
06.2026 - Current
Assistant Manager – Central Transaction Monitoring Unit (AML)
Bank of Baroda
06.2023 - 05.2026
Assistant Manager – Branch Banking Operations
Bank of Baroda
04.2021 - 06.2023
Clerk – Banking Operations
Bank of Baroda
10.2017 - 03.2021
Skill Demonstrator
Amara Raja Batteries Ltd.
02.2014 - 04.2015
B.Tech - EEE
JNTUA
Intermediate -
AP State Board
SSC -
AP State Board