Sathish P
Tiruvallur
Summary
I intend to structure my growth in pace with the ever-changing corporate environment. Make my learning curve move in a linear fashion, along with the growth of my functional skills, coupled with overall personality development, in order to face the challenging times ahead.
Overview
11
11
years of professional experience
Work History
Branch Operations Head
Axis Bank LTD
01.2025 - Current
- Assigned duties to associates, monitored workflow, and monitored associate performance.
- Cash handling, NEFT, and RTGS transaction authorization.
- Monitoring and analyzing financial transactions for suspicious activities.
- Executed enhanced due diligence for high-risk clients, reducing potential AML exposure by conducting investigations.
- Investigated and reported suspicious activities in customer accounts, SAR filings, and subsequent regulatory actions.
- Developed and maintained AML filter parameters and monitoring scenarios to identify suspicious activity.
- Performed KYC (Know Your Customer) review to ensure compliance with AML regulations.
Deputy Branch Manager
YES Bank LTD
06.2023 - 01.2025
- Assigned duties to associates, monitored workflow, and monitored associate performance.
- Cash handling, NEFT, and RTGS transaction authorization.
- Monitoring and analyzing financial transactions for suspicious activities.
- Executed enhanced due diligence for high-risk clients, reducing potential AML exposure by investigations.
- Investigated and reported suspicious activities in customer account and SAR filing and subsequent regulatory actions.
- Developed and maintained AML filter parameters and monitoring scenarios to identify suspicious activity
- Performed KYC (Know Your Customer) review to ensure compliance with AML regulations
- Enhanced client profile verification procedures using advanced KYC tools.
- Review customer documentation for accuracy and completeness.
- Working closely with compliance, legal, and risk management teams to address KYC-related concerns and implement necessary changes.
- Escalate the court case, police notice, cybercrime case, and legal notice to the legal team and vigil team for necessary actions and implementation.
- Response to Regulatory notice to concern departments Like Cyber cell, Court, Etc.
Senior Associate
Mashreq Bank, Dubai
01.2020 - 06.2023
- Managing an average of five members in a team.
- Coordinate with other departments, leaders, and business needs as they arise.
- Customer ID and account creation for retail, private banking, SME, and personal banking segments.
- Memorandum of association, articles of association, board resolution, and share percentage checking and updating of the records in the system as part of regulatory requirements.
- KYC, CDD, and EDD document checking for our new-to-bank customer.
- Analyze customer data to identify suspicious activity, including money laundering, and terrorist financing.
- Involving UAT testing with the tech team, reducing the processing time, and increasing productivity.
- Conducting an E-name check before onboarding the customer in the name screening application.
- (Bangalore back office)
Assistant Office – Consumer Banking Operations
DBS Bank India Limited
Pune
02.2018 - 01.2020
- Collate the welcome kit details and provide the MIS report to all the branches.
- The updation of standing instruction-related activities pertains to consumer products.
- Perform account closures for digital and retail banking customers.
- Handling the reconciliation of office accounts pertains to various processes, and submitting the report to internal stakeholders.
- Document checking and updating of POA based on the document submission to the bank.
- Posting wealth management-related transaction entries.
- Handling of FD accounts for digital and consumer banking customers.
- All other activities related to digital banks are being handled on an ad hoc basis.
Contract Employee (Account Services) Executive
Hinduja Global Solutions
Chennai
03.2017 - 02.2018
- Customer ID and retail account creation for DBS customers
- Generation and despatch of PIN for the debit cards
- KYC documentation checking and updation of the records in the system as part of regulatory requirement
- MIS reporting to Central team
- Other miscellaneous activities pertain to account services
Operations Associate (Health care & Insurance)
DELL International Services Ltd.
09.2014 - 03.2017
- Handling claims enrolment process from end to end.
- Provide Process Training to New Associates
- Processing and adding of new members in insurance companies
- Member selection (searching effective member id, updating correct member details and coverage information)
- Processing of Medical Insurance claims for US Clients
- Handling the Member Enrolment Process
Education
Master of Business Administration - FINANCE
University of Madras
01.2017
Bachelor of Commerce -
D G Vaishnav College
01.2013
Skills
- Typewriting
- Finacle
- MS Excel
- MS Word
- Flex cube
- Problem solving
- BPM
- Citrix
- Team management
- Fircosoft
- Retail banking
- Omini flow
- Client onboarding
- KYC
- CDD
- EDD analysis
- regulatory
- AML
- Transaction monitoring
- Tally ERP 9
- Decision making
Languages
- English
- Tamil
Disclaimer
I hereby declare that the above-written particulars are true to the best of my knowledge and belief
Timeline
Branch Operations Head
Axis Bank LTD
01.2025 - Current
Deputy Branch Manager
YES Bank LTD
06.2023 - 01.2025
Senior Associate
Mashreq Bank, Dubai
01.2020 - 06.2023
Assistant Office – Consumer Banking Operations
DBS Bank India Limited
02.2018 - 01.2020
Contract Employee (Account Services) Executive
Hinduja Global Solutions
03.2017 - 02.2018
Operations Associate (Health care & Insurance)
DELL International Services Ltd.
09.2014 - 03.2017
Master of Business Administration - FINANCE
University of Madras
Bachelor of Commerce -
D G Vaishnav College