M A Abhishekhara
SENIOR KYC ASSOCIATE
Byadarahalli,Bangalore
Summary
Senior KYC Associate managing end-to-end KYC onboarding, CDD/EDD, and sanction screening for corporate, high-net-worth, and PEP cases. Strengthens audit readiness by performing QC checks, validating ownership and source-of-funds documentation, and resolving risk gaps against AML and regulatory standards. Guides analysts, tracks quality trends, and supports faster, cleaner reviews in a global compliance environment.
Overview
9
9
years of professional experience
Work History
Senior KYC Associate (KYC/Sanction screening)
MNK Global Corporate Solutions India Private LTD.
11.2025 - Current
- Managed end-to-end KYC onboarding process for client under the UK project, ensuring compliance with global AML and regulatory standards.
- Provided guidance and monitoring to KYC analysts to improve quality, reduce errors, and enhance process efficiency.
- Maintained audit-ready documentation and supported internal/external audits related to AML/KYC review.
- Tracked quality metrics and error trends to implement continuous improvement initiatives in the KYC review process.
- Performed Checker/Quality Control (QC) responsibilities by reviewing KYC files prepared by analysts to ensure accuracy, completeness, and adherence to DB compliance guidelines.
- Conducted Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk customers, including PEPs, high-net-worth individuals, and complex corporate structures.
- Verified and validated client identification documents, corporate registration records, beneficial ownership structures, and source of funds.
- Reviewed sanction screening, PEP checks, and adverse media results using industry-standard database to identify potential compliance risks.
- Utilized screening and KYC systems such as world-Check, LexisNexis, to perform risk assessments and due diligence.
Senior Analyst (KYC/Sanction Screening)
AXA XL India PVT LTD.
01.2025 - 10.2025
- Conducted end-to-end KYC onboarding and periodic review process for corporate and high-net-worth clients.
- Performed EDD for high-risk customers, including offshores entities and politically exposed Person (PEPs).
- Coordinated with compliance and legal teams on escalations and suspicious activity reports (SARs).
- Ensured KYC documentation complied with internal policy and regulatory standards (BSA/AML, OFAC).
- Used tools such as Net Reveal and World-Check to screen entities and individuals.
- Managed KYC refresh projects, including backlog remediation for high-risk clients.
- Conduct KYC checks to verify customer identities and assess risk levels.
- Review documents for sanction-related matches.
- Perform periodic screening of customers, beneficial owners, and related parties.
- Review existing client data to detect financial crime or compliance risks.
- Collaborated with internal teams to address deficiencies and ensure audit readiness.
- Trained new team members on KYC procedures and quality control checklists.
Senior Analyst
Carelon Global Solutions LTD
01.2023 - 01.2025
- KYC Processes:
- Reviewing BB (Business Banking) documents as per the checklist.
- Responsible for verifying the customer documentation.
- Leading the management of the following departments to ensure seamless operation.
- Developing and implementing Standard Operating Procedures (SOPs) for KYC onboarding and other compliance functions.
- Conducting daily quality control (QC) audit to assess the effectiveness of the KYC onboarding process and identify areas for improvement.
- Collecting, Verifying, and analyzing customer information (CIP), such as identification documents, business profiles, and ownership structures.
- Maintaining accurate and detailed documentation of all KYC processes and investigations.
- Worked on all types of entity which includes CDD and EDD.
- Source documents from internal and external websites.
- Insurance Processes:
- Provide super vision for internal audits
- Verifying medical documents for claims as per the standard guidelines.
- Guiding teams on process documentation and addressing the queries for resolution.
- Provide super vision for internal clam audits.
- Activiti planning, effort estimation, work allocation and tracking, consolidate report generation and analysis.
- Support for onshore escalations and provide risk mitigation plans.
- Follow quality guidelines to meet efficiency, effectiveness, and quality production.
- Managed teams of 25+ employees and monitored projects to ensure good progress.
- Excellent presentation and team management skills.
- Daily sync up calls to monitor activities status and available resources capacity.
- Inventory management and stock details well maintain, inventory details, or publish to onshore team.
Risk Advisory
Deloitte Services India Private Limited
08.2021 - 12.2022
- KYC/AML Processes:
- Screen Individual and entities against global sanction lists (OFAC, EU, etc.)
- Review documents for sanction-related matches.
- Ensure compliance with AML, OFAC, Sanctions, and KYC regulations.
- Conduct KYC checks to verify customer identities and assess risk levels.
- Assist stakeholders with risk assessments, certifications, and validations.
- Identify and implement process improvements.
- Investigate payments flagged for sanctions compliance.
- Perform periodic screening of customers, beneficial owners, and related parties.
- Analyze negative media, country and currency risk for client onboarding.
- Developing and maintaining policies and procedure related to AML compliance.
- Exceptional attention to detail and expertise in alert and profile screening.
- Guiding the team on the process updates.
- Resolving team queries on the process.
Senior Associate
Hinduja Global Solutions LTD
02.2018 - 07.2021
- Performed end-to-end KYC onboarding for individual and corporate.
- Conducted CDD and EDD based on customer risk classification.
- Reviewed and verified client documents in line with regulatory requirements.
- Performed sanctions and PEP screening using global database.
- Identified and escalated suspicious activities and compliance risks.
- Conducted customer risk assessment and profiling.
- Supported QC checks and contributed to process improvement. Guiding the team on the process updates.
- Perform periodic screening of customers, beneficial owners, and related parties.
- Guiding teams on process documentation and addressing the queries for resolution.
- Developing and implementing Standard Operating Procedures (SOPs) for KYC onboarding and other compliance functions.
- Ensured KYC documentation complied with internal policy and regulatory standards (BSA/AML, OFAC).
- Managed KYC refresh projects, including backlog remediation for high-risk clients.
- Coordinated with compliance and legal teams on escalations and suspicious activity reports (SARs).
- Review documents for sanction-related matches.
- Collaborated with internal teams to address deficiencies and ensure audit readiness.
Education
BBM - Finance
R.C. College of Commerce & Management
04.2016
Skills
KYC & AML Compliance
Customer Due Diligence (CDD/EDD)
Sanctions & PEP Screening
Enhanced due diligence
Periodic review
Risk assessment
Regulatory Compliance
Documentation Review & Verification
Quality control
Audit readiness
Timeline
Senior KYC Associate (KYC/Sanction screening)
MNK Global Corporate Solutions India Private LTD.
11.2025 - Current
Senior Analyst (KYC/Sanction Screening)
AXA XL India PVT LTD.
01.2025 - 10.2025
Senior Analyst
Carelon Global Solutions LTD
01.2023 - 01.2025
Risk Advisory
Deloitte Services India Private Limited
08.2021 - 12.2022
Senior Associate
Hinduja Global Solutions LTD
02.2018 - 07.2021
BBM - Finance
R.C. College of Commerce & Management