Madhumati Patil
Bangalore
Summary
As a sincere and diligent person, I am a team member to the core, to utilize educational and creative skills that help to enhance the organization and personal growth, and to obtain a leading position. A competent professional having more than 5 years of experience, possessing strong leadership capability and customer focus. Currently associated with Infosys BPM Ltd as Process Specialist. Experienced in Mortgage Underwriting and End to End Closing. Possess good research and documentation skills, applies systematic approach in the process to get best possible result.
Overview
5
5
years of professional experience
Work History
Lead Associate- Mortgage Operations
Indecomm Global solution
02.2020 - 11.2022
- Performing compliance reviews and processing of loans under various dimensions
- Doing an independent underwriting review of the credit worthiness of the borrower
- Review and analyse credit, income and assets documents according to Client and agency guidelines
- Evaluate Debt ratio, loan-to-value ratio and Credit score
- Audit Loans based on Fannie Mae, Freddie Mac and ClientGuidelines.
Associate team member
SLK global solution
01.2018 - 02.2020
- Researching thorough Netro-online US property taxes
- Obtaining property taxes assessed yearly/semi-annual/tri-annualorquarterlyplanbasisofcountyprocedures
- Verifying property tax statuses such as delinquent, due, tax lien, taxes sale and foreclosure
- Client interaction – Effective handling of client issues and escalation
- Effective- mail and communication management
- Process management- Preparing SOP, assigning order flow to the team, Training, Meeting client’s expectation
- Making sure that the SLA’s are met and above standards
- Maintaining healthy relation between neighbour teams, training, HR and Facility Teams Adhering to the organization’s policy
- Continuous efforts towards achieving the organization’s Vision, Mission, Goal and Objectives
- Received best Tax Analyst Award for continues 3 quarters
- Mentoring of new joiners.
Process Specialist
Infosys BPM Ltd
06.2023
- I have good knowledge about TILA and Respa and TRID guidelines
- In US Mortgage as a closing team, we are responsible to check the accuracy of information input into Application by Loan Officer/Processor and confirm all required documentation is in file to prepare closing documents
- I.e., Initial Closing disclosure
- Basic working knowledge of US Mortgage Residential, Loan Origination, closing disclosures, fees, cure and closing document
- Review payoff, insurance, tax, title fee, title commitment, CPL, CTC and other information in Empower to confirm appropriate documentation is contained in the file to complete the entries
- Review payoff statement to ensure accuracy of payoff amount, dates and fees, and all information is entered correctly in Closing Disclosure
- Checking the Rate lock details
- Verifying the VOE experience
- Work allocation to Team member
- Monitor the process flow in pipeline
- Mentoring of new joiners.
Education
M.Com -
Manasa Gangotri Open university Bangalore
01.2021
B.Com -
SSGFG Govt College Nargund
01.2017
PUC -
KES PU College Konnur
01.2014
Skills
US Mortgage
- Closing team
- Loan Origination
- Closing disclosures
- Fees
- Cure
- Closing document
- Empower
- Rate lock details
- VOE experience
- Credit analysis
- Debt ratio
- Loan-to-value ratio
- Property taxes
- Tax statuses
- Client interaction
- Mail and communication management
Skills
- SAP ECC 60
- S4 Hana(GL,AP,AP AA,CO)
- Dunning,APP,Forign curreny valuation
- Electronic Banking Reconcilation
- Integration -FI-MM, FI-SD
- Operating System
- MS Excel (V-lookup)
- Adaptability and Flexibility
- Team Collaboration
Phonenumbers
- 8748936571
- 7411229689
Profile Snapshot
A competent professional having more than 5 years of experience, possessing strong leadership capability and customer focus. Currently associated with Infosys BPM Ltd as Process Specialist. Experienced in Mortgage Underwriting and End to End Closing. Possess good research and documentation skills, applies systematic approach in the process to get best possible result.
Personal Information
- Father's Name: Shiddangouda
- Date of Birth: 10/03/96
Languages
English, Hindi, Kannada
Disclaimer
I hereby declare that the information furnished above is true to the best of my knowledge and belief. References will be furnished on request.
Timeline
Process Specialist
Infosys BPM Ltd
06.2023
Lead Associate- Mortgage Operations
Indecomm Global solution
02.2020 - 11.2022
Associate team member
SLK global solution
01.2018 - 02.2020
M.Com -
Manasa Gangotri Open university Bangalore
B.Com -
SSGFG Govt College Nargund
PUC -
KES PU College Konnur
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