Hi, I’m
Madhumitha Marirajan
Regional Marketing and Sales Officer
Chennai,Tamil Nadu
Summary
Highly motivated Regional Marketing Sales officer with talent to drive team spirit and morale while promoting sales techniques and methods. Effective leader with pleasant personality and commitment to build successful teams.
Successful Regional Sales officer skillful at establishing strategic approaches, finding new customers and expanding territories to maximize revenue.
Multifaceted Regional Sales officer with thorough knowledge of market and impressive Type industry expertise. Drove Number-person sales team to exceed territory revenue quota by double. High-level sales cycle knowledge and communications skills enabled optimal outcomes.
Achievements include first car loan officer to add 100crs sales in Financial year . Skilled at acquiring and retaining customers and training sales leaders to do the same. Goal-oriented and tactical with a decisive approach.
Overview
5
years of professional experience
5
years of post-secondary education
5
Certifications
Work History
Bank Of BarodaChennai, Tamil Nadu
Regional Marketing and Sales Officer
08.2020 - Current
Job overview
- Achieved regional sales objectives by coordinating sales team, developing successful strategies and servicing accounts to strengthen business relationships.
- Collaborated with senior executives to evaluate performance in regional area and develop strategies to expand revenue generation.
- Boosted market share by establishing sales and distribution channels, developing new products and solidifying sales partnerships.
- Targeted prospects in other territories through careful research of competitor products, services and trends.
- Held regular performance evaluations to assess strengths and weaknesses of team members and provide counseling to improve outcomes
- Executed successful promotional events and trade shows.
- Participated in sales calls with direct reports to strengthen customer relationships and uncover possible opportunities for growth.
- Exceeded targets by building, directing and motivating high-performing sales team.
- Created robust sales plans and set territory quotas.
Bank Of BarodaChennai, Tamil Nadu
Credit Officer
05.2017 - 08.2020
Job overview
- Analyzed applicants' financial status and credit and property evaluations to determine loan feasibility.
- Recommended approval or disapproval of commercial, real estate or credit loans.
- Organized and finalized loan applications for underwriter review.
- Reviewed and verified income, credit reports and employment histories for each borrower.
- Performed semi-annual account credit limit reviews and credit increase review requests from financial service and sales teams.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
- Adhered to banking standards and government lending guidelines for loan services.
- Obtained and interpreted financial statements to assist in credit limit reviews.
- Reduced past due balances and bad debt by coordinating collection efforts with customer service, sales and billing departments.
- Checked appraisals, title information and insurance documents for each property.
- Used Software and Software to perform credit appraisals, document verification and loan approvals.
- Optimized credit approval and collection processes, improving operational efficiencies by over Number%.
- Investigated and evaluated customers for creditworthiness and potential risk factors.
- Worked with clients to define and implement terms for approved credit requests.
- Collaborated with management to evaluate credit strategies and develop improvements.
- Managed account data and verified information with clients, past creditors and other involved parties.
- Maintained full knowledge of current regulatory environment and made proactive adjustments to meet changing requirements.
- Referred delinquent accounts to collections department or outside resources.
- Attended ongoing professional training to facilitate accurate and productive credit management.
Education
Baroda Manipal School of BankingBangalore
Post Graduate Diploma In Banking And Finance from PGDBF Finance
02.2016 - 02.2017
University Overview
- Professional development completed in Subject
Anna University of TechnologyTrichy
Bachelor Of Engineering from Electrical, Electronics And Communications Engineering
09.2008 - 06.2012
Skills
Business development and planning
undefinedAccomplishments
- Increased sales by 100 % by developing new marketing initiatives.
Certification
Certification in Commercial Credit,Moody's Analytics
Timeline
Certification in Commercial Credit,Moody's Analytics
12-2020
Regional Marketing and Sales Officer
Bank Of Baroda
08.2020 - Current
Certification in Digital banking ,Indian Institute of Banking and Finance
01-2019
Credit Officer
Bank Of Baroda
05.2017 - 08.2020
Certification in Anti Money Laundering & Know your customer ,Indian Institute of Banking and Finance
07-2016
Diploma in Banking and Finance, Indian Institute of Banking and Finance
07-2016
NISM-Series-V A Mutual Fund Distributors Certification, National Institute of Securities Market
06-2016
Baroda Manipal School of Banking
Post Graduate Diploma In Banking And Finance from PGDBF Finance
02.2016 - 02.2017
Anna University of Technology
Bachelor Of Engineering from Electrical, Electronics And Communications Engineering
09.2008 - 06.2012
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