

Proficient in client acquisition and portfolio management, with experience in onboarding SME and mid-corporate clients by assessing their financial needs. Successfully managed a diversified portfolio, ensuring regular engagement and effective cross-selling strategies. Conducted thorough financial and risk analyses to evaluate creditworthiness, while preparing detailed credit proposals that adhered to internal compliance standards. Established strong relationships with key stakeholders, contributing to high levels of client satisfaction and proactive risk monitoring.
1) New Client Acquisition: Prospected and onboarded new SME and mid-corporate clients by understanding business models and financial needs.
2) Portfolio Management (₹800 Cr): Handled a diversified portfolio with regular client engagement, cross-selling, and credit monitoring.
3) Financial & Risk Analysis: Analyzed financial statements, cash flows, and key ratios to assess creditworthiness and mitigate risks.
4) Credit Appraisal: Prepared detailed credit proposals, recommended optimal structures, and ensured compliance with internal policies.
5) Solution Delivery: Provided tailored financial solutions including WC limits, term loans, BGs, and CMS products.
6) Client Relationship Management: Built and maintained strong relationships with promoters and CXOs, ensuring high client satisfaction.
7) Risk Monitoring: Identified early warning signals, monitored account conduct, and ensured timely remedial action.