Manali Suresh Patil
Credit Manager, Banking
Kolhapur
Summary
Versatile Senior Manager specialized in Credit appraisal skilled at planning, implementing and overseeing key improvements to drive business growth and efficiency.
Overview
14
14
years of professional experience
3
3
Languages
Work History
Senior Manager
Axis Bank Ltd
05.2019 - Current
- Credit appraisal of proposals with maximum ticket size of Rs. 5.00 Cr eligible for classification under priority sector (B2C & B2B) & loans against fixed deposits.
- Sanctioning of proposal with ticket size up to Rs. 1.00 Cr (B2C), Rs. 5.00 Cr (loans against FDs).
- Credit appraisal of non- schematic (Agri. projects) proposals with up to ticket size of Rs. 15.00 Cr.
- Pre- sanction visits of customers & post- disbursement visits for ensuring portfolio quality & monitoring.
- Processing & sanctioning of review/ renewals of loan accounts (B2C & B2B).
- Processing & sanctioning loan proposals under Agri. Infrastructure Fund.
Manager/Deputy Manager
Axis Bank Ltd
06.2014 - 04.2019
- Credit appraisal of proposals with maximum ticket size of Rs. 5.00 Cr eligible for classification under priority sector (B2C & B2B) & loans against fixed deposits.
- Credit appraisal of non- schematic (Agri. projects) proposals with up to ticket size of Rs. 10.00 Cr.
- Pre- sanction visits of potential clients.
- Processing of commodity finance- credit appraisal & renewals (B2C & B2B).
- Processing of review/ renewals of loan accounts (B2C & B2B).
- Processing of tractor loans.
- Processing of restructuring of loan accounts.
- Processing of Govt. Sponsored schemes.
Assistant Manager
Axis Bank Ltd
05.2011 - 05.2014
- Preparation and execution of loan documents as per sanction terms and conditions & account opening.
- Disbursement and compliance of loan accounts.
- Post disbursement visits for monitoring end use.
- Processing Officer- Gold loans (Sanction, disbursement and recovery of loan accounts) & loans against fixed deposits.
- Handling of loans under Govt. Sponsored schemes and MIS submission to respective Govt offices.
- Processing of review/renewals of loan account.
- Ensuring soft recovery, loan restructuring, settlement and write off of loan accounts.
Education
SSC -
KAMALABAI Ramname Highschool
HSC - undefined
K.B.P. College
Bachelor of Agricultural Sciences - undefined
Mahatma Phule Krishi Vidyapeeth, Rahuri University
Post Graduate Diploma in Management- ABM - Equivalent to MBA
Vaikunth Mehta National Institute of Co-operative Management
Skills
Strategic planning
Talent development
Resource allocation
Cross-functional collaboration
Extra Curricular Activities
Alumni Co-ordinator, 2009-2011, Vaikunth Mehta National Institute of Co-op Management (VAMNICOM) Member of student’s council, 2009, College of Agriculture Summer placement, 2010, Karvy Comtrade Ltd.
Interests
Reading books
Painting
Spouse
Mr. Amarsinh Patil
Personal Information
- Date of Birth: 04/17/88
- Marital Status: Married
Timeline
Senior Manager
Axis Bank Ltd
05.2019 - Current
Manager/Deputy Manager
Axis Bank Ltd
06.2014 - 04.2019
Assistant Manager
Axis Bank Ltd
05.2011 - 05.2014
HSC - undefined
K.B.P. College
Bachelor of Agricultural Sciences - undefined
Mahatma Phule Krishi Vidyapeeth, Rahuri University
Post Graduate Diploma in Management- ABM - Equivalent to MBA
Vaikunth Mehta National Institute of Co-operative Management
SSC -
KAMALABAI Ramname Highschool
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