Manasi Aniket Dhere
Pune
Summary
Dynamic banking professional with extensive experience at The Cosmos Co-operative Bank Ltd., excelling in credit policy formulation and anti-money laundering initiatives. Proven track record in managing high-value loan proposals and fostering compliance, while demonstrating strong leadership and effective communication skills to drive team success and enhance operational efficiency.
Overview
15
15
years of professional experience
1
1
Certification
Work History
Manager Grade II
The Cosmos Co-operative Bank Ltd.
Pune
02.2025 - Current
- Customer due diligence and AML controls are conducted through training programs and the formation of updated AML policies.
- Reviewed loan proposals above ₹1,000 lakhs, coordinated committee decisions, and ensured accurate sanction documentation.
- Verified legal and financial documentation at the branch level.
- Drafted and reviewed internal policies based on RBI circulars, and facilitated communication with regulatory bodies.
- Prepared loan committee agendas, presentations, and minutes; ensured timely follow-up of board decisions.
- Reported directly to the Chief General Manager (CGM), handling communication between top management and regulatory authorities.
- Performed due diligence on collateral management agencies, panel advocates, and auditors.
Branch Manager
Saraswat Co-operative Bank Ltd.
Pune
01.2011 - 01.2025
- Authorization of AML/KYC STRs and enhancing the process of writing good STRs and due diligence in all levels of customer interaction to periodic assessment.
- Evaluated creditworthiness and sanctioned retail and commercial loans, executing end-to-end disbursement including mortgage processes.
- Managed loan documentation and coordinated with legal professionals to expedite verification.
- Maintained HNI client relationships while consistently achieving branch performance targets.
- Supervised retail lending portfolio to ensure compliance and timely repayments.
- Executed over 450 loan disbursements in five years with meticulous documentation control.
Education
Certificate - CERTIFIED ANTI MONEY LAUNDERING MANAGER
NISM
PUNE06-2025
CAIIB & JAIIB - Retail Banking
IIBF
PUNE01.2015
Master of Computer Management - Computer Management
Pune University
01.2009
Bachelor of Commerce - Commerce
Pune University
01.2007
Skills
- Credit policy formulation
- Anti money laundering
- Loan underwriting
- Risk assessment
- Effective communication
- Sanction compliance
- Mortgage regulations
- Credit analysis
- Risk management
- Mortgage products
- Financial modeling
- Team leadership
- Strategic planning
- Communication skills
- Change management
- Business development
- Financial analysis
- Portfolio management
- Regulatory compliance
Certification
- NISM -CALM (CERTIFIED ANTI MONEY LAUNDERING MANAGER)
- NISM – Demat
- IRDA – Insurance
Languages
Languages Known: Hindi, English, Marathi
Hobbies and Interests
Hobbies & Interests: Reading, dancing, trekking
Accomplishments
- Consistently rated “Excellent” in annual appraisals for three consecutive years.
- Successfully met all branch targets.
- Processed and disbursed over 450 retail loan applications in five years.
Disclaimer
I hereby declare that the above information is true and correct to the best of my knowledge and belief. Place: Pune Yours faithfully, Manasi Aniket Dhere
Timeline
Manager Grade II
The Cosmos Co-operative Bank Ltd.
02.2025 - Current
Branch Manager
Saraswat Co-operative Bank Ltd.
01.2011 - 01.2025
Certificate - CERTIFIED ANTI MONEY LAUNDERING MANAGER
NISM
CAIIB & JAIIB - Retail Banking
IIBF
Master of Computer Management - Computer Management
Pune University
Bachelor of Commerce - Commerce
Pune University
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