Summary
Overview
Work History
Education
Skills
Certification
Languages
Hobbies and Interests
Accomplishments
Disclaimer
Timeline
Generic
Manasi Aniket Dhere

Manasi Aniket Dhere

Pune

Summary

Dynamic banking professional with extensive experience at The Cosmos Co-operative Bank Ltd., excelling in credit policy formulation and anti-money laundering initiatives. Proven track record in managing high-value loan proposals and fostering compliance, while demonstrating strong leadership and effective communication skills to drive team success and enhance operational efficiency.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Manager Grade II

The Cosmos Co-operative Bank Ltd.
Pune
02.2025 - Current
  • Customer due diligence and AML controls are conducted through training programs and the formation of updated AML policies.
  • Reviewed loan proposals above ₹1,000 lakhs, coordinated committee decisions, and ensured accurate sanction documentation.
  • Verified legal and financial documentation at the branch level.
  • Drafted and reviewed internal policies based on RBI circulars, and facilitated communication with regulatory bodies.
  • Prepared loan committee agendas, presentations, and minutes; ensured timely follow-up of board decisions.
  • Reported directly to the Chief General Manager (CGM), handling communication between top management and regulatory authorities.
  • Performed due diligence on collateral management agencies, panel advocates, and auditors.

Branch Manager

Saraswat Co-operative Bank Ltd.
Pune
01.2011 - 01.2025
  • Authorization of AML/KYC STRs and enhancing the process of writing good STRs and due diligence in all levels of customer interaction to periodic assessment.
  • Evaluated creditworthiness and sanctioned retail and commercial loans, executing end-to-end disbursement including mortgage processes.
  • Managed loan documentation and coordinated with legal professionals to expedite verification.
  • Maintained HNI client relationships while consistently achieving branch performance targets.
  • Supervised retail lending portfolio to ensure compliance and timely repayments.
  • Executed over 450 loan disbursements in five years with meticulous documentation control.

Education

Certificate - CERTIFIED ANTI MONEY LAUNDERING MANAGER

NISM
PUNE
06-2025

CAIIB & JAIIB - Retail Banking

IIBF
PUNE
01.2015

Master of Computer Management - Computer Management

Pune University
01.2009

Bachelor of Commerce - Commerce

Pune University
01.2007

Skills

  • Credit policy formulation
  • Anti money laundering
  • Loan underwriting
  • Risk assessment
  • Effective communication
  • Sanction compliance
  • Mortgage regulations
  • Credit analysis
  • Risk management
  • Mortgage products
  • Financial modeling
  • Team leadership
  • Strategic planning
  • Communication skills
  • Change management
  • Business development
  • Financial analysis
  • Portfolio management
  • Regulatory compliance

Certification

  • NISM -CALM (CERTIFIED ANTI MONEY LAUNDERING MANAGER)
  • NISM – Demat
  • IRDA – Insurance

Languages

Languages Known: Hindi, English, Marathi

Hobbies and Interests

Hobbies & Interests: Reading, dancing, trekking

Accomplishments

  • Consistently rated “Excellent” in annual appraisals for three consecutive years.
  • Successfully met all branch targets.
  • Processed and disbursed over 450 retail loan applications in five years.

Disclaimer

I hereby declare that the above information is true and correct to the best of my knowledge and belief. Place: Pune Yours faithfully, Manasi Aniket Dhere

Timeline

Manager Grade II

The Cosmos Co-operative Bank Ltd.
02.2025 - Current

Branch Manager

Saraswat Co-operative Bank Ltd.
01.2011 - 01.2025

Certificate - CERTIFIED ANTI MONEY LAUNDERING MANAGER

NISM

CAIIB & JAIIB - Retail Banking

IIBF

Master of Computer Management - Computer Management

Pune University

Bachelor of Commerce - Commerce

Pune University

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Manasi Aniket Dhere