Summary
Overview
Work History
Education
Skills
Certification
Languages
Hobbies and Interests
Accomplishments
Disclaimer
Timeline
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Manasi Aniket Dhere

Manasi Aniket Dhere

Pune

Summary

Dynamic banking professional with extensive experience at The Cosmos Co-operative Bank Ltd., excelling in credit policy formulation and anti-money laundering initiatives. Proven track record in managing high-value loan proposals and fostering compliance, while demonstrating strong leadership and effective communication skills to drive team success and enhance operational efficiency.

Overview

15
15
years of professional experience
1
1
Certification

Work History

Manager Grade II

The Cosmos Co-operative Bank Ltd.
Pune
02.2025 - Current
  • Customer due diligence and AML controls are conducted through training programs and the formation of updated AML policies.
  • Reviewed loan proposals above ₹1,000 lakhs, coordinated committee decisions, and ensured accurate sanction documentation.
  • Verified legal and financial documentation at the branch level.
  • Drafted and reviewed internal policies based on RBI circulars, and facilitated communication with regulatory bodies.
  • Prepared loan committee agendas, presentations, and minutes; ensured timely follow-up of board decisions.
  • Reported directly to the Chief General Manager (CGM), handling communication between top management and regulatory authorities.
  • Performed due diligence on collateral management agencies, panel advocates, and auditors.

Branch Manager

Saraswat Co-operative Bank Ltd.
Pune
01.2011 - 01.2025
  • Authorization of AML/KYC STRs and enhancing the process of writing good STRs and due diligence in all levels of customer interaction to periodic assessment.
  • Evaluated creditworthiness and sanctioned retail and commercial loans, executing end-to-end disbursement including mortgage processes.
  • Managed loan documentation and coordinated with legal professionals to expedite verification.
  • Maintained HNI client relationships while consistently achieving branch performance targets.
  • Supervised retail lending portfolio to ensure compliance and timely repayments.
  • Executed over 450 loan disbursements in five years with meticulous documentation control.

Education

Certificate - CERTIFIED ANTI MONEY LAUNDERING MANAGER

NISM
PUNE
06-2025

CAIIB & JAIIB - Retail Banking

IIBF
PUNE
01.2015

Master of Computer Management - Computer Management

Pune University
01.2009

Bachelor of Commerce - Commerce

Pune University
01.2007

Skills

  • Credit policy formulation
  • Anti money laundering
  • Loan underwriting
  • Risk assessment
  • Effective communication
  • Sanction compliance
  • Mortgage regulations
  • Credit analysis
  • Risk management
  • Mortgage products
  • Financial modeling
  • Team leadership
  • Strategic planning
  • Communication skills
  • Change management
  • Business development
  • Financial analysis
  • Portfolio management
  • Regulatory compliance

Certification

  • NISM -CALM (CERTIFIED ANTI MONEY LAUNDERING MANAGER)
  • NISM – Demat
  • IRDA – Insurance

Languages

Languages Known: Hindi, English, Marathi

Hobbies and Interests

Hobbies & Interests: Reading, dancing, trekking

Accomplishments

  • Consistently rated “Excellent” in annual appraisals for three consecutive years.
  • Successfully met all branch targets.
  • Processed and disbursed over 450 retail loan applications in five years.

Disclaimer

I hereby declare that the above information is true and correct to the best of my knowledge and belief. Place: Pune Yours faithfully, Manasi Aniket Dhere

Timeline

Manager Grade II

The Cosmos Co-operative Bank Ltd.
02.2025 - Current

Branch Manager

Saraswat Co-operative Bank Ltd.
01.2011 - 01.2025

Certificate - CERTIFIED ANTI MONEY LAUNDERING MANAGER

NISM

CAIIB & JAIIB - Retail Banking

IIBF

Master of Computer Management - Computer Management

Pune University

Bachelor of Commerce - Commerce

Pune University
Manasi Aniket Dhere