Manish Kanojia
Lucknow
Summary
. Reliable Manager demonstrating high level of ownership and initiative. Possessing exceptional work ethic and desire to go above and beyond to exceed company expectations. Offering knack for building productive working relationships. Successful in fast-paced, deadline-driven environments to manage goals and team development. History of thriving in team-oriented environments.
Overview
14
14
years of professional experience
Work History
Retail Assets - Manager
HDFC Bank Ltd
06.2023 - Current
- Foster strong relationships with stakeholders, including Builders , Brokers, BSA, DSA and local authorities .
- Identifying Projects and sourcing for approval committee .
- Managing and understanding workflow of legal and technical
- Implement risk management strategies to mitigate potential challenges and uncertainties in the retail market
- Conducted comprehensive credit assessments of potential borrowers, analyzing financial statements, credit reports, and industry trends to determine creditworthiness and appropriate credit limits
- Built and maintained strong relationships with clients, fostering a deep understanding of their financial needs and business operations
Credit Manager - LAP
Capital First / IDFC First Bank
06.2015 - 05.2023
- Successfully managed a diverse portfolio of MSME clients, ensuring mely and accurate credit analysis, risk assessment, and decision-making processes.
- Developed and implemented credit policies and procedures to migrate risk while supporting business growth and maintaining a healthy loan portfolio.
- Built and maintained strong relationships with clients, fostering a deep understanding of their financial needs and business operations.
- Individually managing 3 location (Dehradun , Haridwar , Rishikesh ) for 2 year .Later was transferred to UP for managing ( Lucknow , Kanpur & Agra )
- Hold approving authority up to 1.5cr. with L2 deviation .
OFFICER
ICICI Bank LTD.
New Delhi
09.2011 - 05.2013
- Oversee all aspects of currency management within the currency chest, ensuring accurate counting nnd bundling of currency notes.
- Maintain the security and integrity of the currency vault, implementing strict access controls, and conducing regular security audits.
- Collaborate with the Reserve Bank and other regulatory authorizes to comply with currency chest guidelines and regular's.
SBI Mutual Fund
- My objectives of the project were- To study about different mutual fund schemes, its types, evaluation of schemes of Mutual fund
- To study preference for the portfolio i.e
- Which scheme is preferred by which category of people
- To find out the reasons why one has invested or not invested in SBI MF and to give suggestions for boosting up MF industry.
Education
Bachelor of Business Administration -
S.I.C.S.R, Symbiosis International University
PUNE05.2010
MBA - Banking & Finance -
Symbiosis School of Banking and Finance
Skills
- Marketing
- Credit Underwriting
- Policy Implementation
- Financial Management
- Financial Analysis
- Business Development
Accomplishments
- Promoted from Deputy Manager to Manager in less than 12-months.
- Achieved the position of YTD topper in internal BSC of the Bank.
Summer Internship
- Date of Birth: 03/28/88
- Nationality: Indian
Timeline
Retail Assets - Manager
HDFC Bank Ltd
06.2023 - Current
Credit Manager - LAP
Capital First / IDFC First Bank
06.2015 - 05.2023
OFFICER
ICICI Bank LTD.
09.2011 - 05.2013
SBI Mutual Fund
Bachelor of Business Administration -
S.I.C.S.R, Symbiosis International University
MBA - Banking & Finance -
Symbiosis School of Banking and Finance
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