Mansi Verma
Credit officer
Gandhinagar
Summary
Dynamic Credit Officer excelling in creditworthiness evaluation and risk analysis. Known for quick and precise loan processing and excellent communication. Financial professional experienced in assessing credit viability for MSME borrowers. Good organizational and critical thinking skills. Experienced in handling numerous projects at once while ensuring accuracy. Effective at prioritizing tasks and meeting deadlines.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Officer
Bank of India
01.2023 - Current
- Evaluated creditworthiness of potential MSME borrowers using thorough research and analysis techniques, minimizing default risks.
- Conducted regular MSME account reviews to proactively identify potential risks in the credit portfolio, taking corrective actions as needed.
- Enhanced credit decision-making by conducting comprehensive financial analysis and risk assessments.
- Obtained and reviewed credit reports, credit references, credit insurance and financial statements to establish credit limits for new accounts.
Deposit Officer
Bank of India
08.2022 - 12.2022
- Provided excellent customer service by answering questions and addressing concerns in a professional manner.
- Developed strong relationships with clients through consistent communication, fostering trust and loyalty among customers.
- Handled various accounting transactions.
- Managed high-volume transactions during peak periods, maintaining exceptional service standards and accuracy.
Education
Bachelor of Technology - Electronics And Communications Engineering
B K Birla Institute of Engineering And Technology
Pilani11-2020
Skills
Credit analysis
Financial statement analysis
Risk analysis
Loan underwriting
Financial ratio calculation
Excellent communication
Analytical skills
Certification
JAIIB
Painting
I have been painting since I was 11 years old and I have used many paints and techniques since then, but I have a special inclination towards Gouache paint.
Timeline
JAIIB
07-2025
Credit Officer
Bank of India
01.2023 - Current
Deposit Officer
Bank of India
08.2022 - 12.2022
Bachelor of Technology - Electronics And Communications Engineering
B K Birla Institute of Engineering And Technology
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