Summary
Overview
Work History
Education
Skills
Certification
Internshipprograms
Researchandprojects
Awards
Timeline
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Maria Sunny

Bengaluru

Summary

Finance professional with 6+ years of experience in analysis, business development and policy governance. Strong banking knowledge along with FLEXCUBE/Oracle Banking applications, business process consulting and testing skills. Experienced in both Corporate Banking and Wealth Management advisory services. Excellent communication and interpersonal skills. Passionate about Finance, Engineering and Analysis. Certified in Advanced Data Science from IIM - Kozhikode.

Overview

7
7
years of professional experience
1
1
Certification

Work History

Functional Consultant - Core Banking

Oracle | OFSS Ltd
02.2022 - Current
  • Key Projects: SME Bank Malaysia, Gulf Bank Kuwait, Zenith Bank Nigeria, NED Bank S.A, ADCB UAE
  • Modules worked in: FCUBS Core, CASA, Term Deposits, Retail and Corporate lending, Payments, OBBRN, OBCL, Trade Finance, ELCM, RLOS, OFLO etc
  • Hands on knowledge of FLEXCUBE, Oracle Banking applications, Oracle SQL, PL/SQL, Postman, SoapUI, JIRA, WinSCP, Zephyr
  • Prepare and analyze Requirement Specification Documents (RSDs), Functional specification documents (FSDs), Process manuals and Operations manuals for the bank's users
  • Manual and Automated Lifecycle Testing, creating test plans (ITP), creating test cases (both functional and interfaces) and defect management process
  • Defect ratio (No of defects/No of test cases executed) >= 0.2 for all project
  • Execute testing across Agile and Waterfall projects for FLEXCUBE/Oracle Banking application
  • Ability to communicate effectively and build rapport with team members and clients

Wealth Manager

Axis Bank Limited
11.2020 - 09.2021
  • Managed UNI funds and investments including Portfolio Management, Mutual Funds, ULIP, Insurance
  • Advisory service for investment and wealth management of INR: 100 Crores
  • Enhancement of portfolio via cross sell of LAS, LAP, Working Capital, CMS and Trade Services
  • Maintain customer profiles including risk, demography and assets in bank using Finacle and Tableau
  • Compliance with RBI & SEBI rules, regulations and legislation governing the Bank.

Deputy Manager

HDFC Bank Limited
07.2017 - 11.2020

Wholesale Banking: Emerging Corporates Group | Cochin | July 2017 - Jan 2020

  • Business generation from Corporates with turnover ranging from INR: 200 Crores to INR: 1000 Crores
  • Primary product lines include assets, liabilities, WCDL, fee/commission-based income, Trade Finance
  • Account Manager for 25 large Corporates including DP World Kochi, Unimoni, Cochin Refinery
  • Conduct Market and Industry Research for new client onboarding
  • Credit appraisal Memo (CAM) preparation for new and existing corporates, review of CAM conditions
  • Appraisal of the proposals with detailed analysis of Income Statement, Balance Sheet, Financial Ratios, Cash Flows, Management Risk, Industry Risk and economic conditions
  • Preparation of annual proposals, interacting with credit team for sanctions, preparation and execution of credit documents
  • Proficient in CADPro, CAMOnline, RAMRating, Cogencis, Probe42 & Flexcube

Retail Branch Banking | Bengaluru | Jan 2020 - Nov 2020

  • Advisory Services and Portfolio Management with a book size of INR: 75 Crores
  • Achievement of optimum income generation from product group holding
  • Enhance overall book size by cross sell (liabilities, retail assets, Forex, etc.)
  • New client acquisition and business development
  • Opening of RERA and Escrow accounts for builders
  • Delivery of quality customer service and resolution of queries and complaints within TAT.

Education

Data Science (Certification) -

Indian Institute of Management
Kozhikode
12.2021

PGDM (Finance) -

ITM Business School
Navi Mumbai
05.2017

B.Tech (EEE) -

Amal Jyothi College of Engineering
Kottayam
05.2014

Skills

  • Core Banking Consulting
  • Business Development
  • Flexcube and Finacle
  • Functional Testing and Testing Strategies
  • Financial and Industry Analysis
  • Agile and Waterfall Methodology
  • Strong Communication skill
  • SQL, Postman, SoapUI, Advanced Excel
  • Client interaction and User Training

Certification

  • Financial Engineering and Risk Management by Columbia University (Pursuing)
  • Language and Tools of Financial Analysis by University of Melbourne
  • Agile Methodology
  • NISM 5A: Mutual Funds and Portfolio management
  • Credit and Risk assessment by HDFC Bank
  • IRDA: General Insurance and Life Insurance

Internshipprograms

  • Ernst and Young (EY), Research Intern, 04/2016, 08/2016, Research on the Impact of Department of Labor's new Fiduciary Rule of reducing commission fee on Wealth and Asset management companies in the US, Helped the team in conducting company analysis (peer analysis) and benchmarking for clients, Conduct a study on the services, sector focus and future scope of big four in Libya and Iran
  • KSEB Limited, Graduate Trainee, 10/2014, 04/2015, Worked in 220kV Substation, Poovanthuruthu, Pallom, Kottayam, Acquired knowledge of 220kV Switching station and maintenance of 220kV,110kV,66kV,11kV Substation equipment's in the operation, Assisted in several processes related to cable termination, extension of 110kv feeder and maintenance of the Substation

Researchandprojects

  • Stock Price Determination Based on Sentimental Analysis, Performed Sentimental analysis using statistical models to predict the price movement. The Market sentiments were determined from twitter feeds using R. Summarizing all the predictor variables, predictive model like logistics regression was used to determine the Share price movement.
  • Equity Research of Banking Sector, The project is about how various factors (Internal and External) affect the Banking Sector Share Prices. The study gave an understanding of the current performance and future scope for development. CNX Index.
  • Energy Audit and Electrical System Design of Commercial Building, Designed a safe plan for a G+4 building by accounting its architectural and electrical plans. Wiring layout done using AUTOCAD.

Awards

  • Oracle Budding Star Award
  • Testing Excellence Certificate from SME Bank, Malaysia
  • Award for ULIP Contest from Axis Bank
  • Certificate for active participation in HDFC Bank Plogathon
  • Champion at HDFC Bank Employee's Annual Sports Competition

Timeline

Functional Consultant - Core Banking

Oracle | OFSS Ltd
02.2022 - Current

Wealth Manager

Axis Bank Limited
11.2020 - 09.2021

Deputy Manager

HDFC Bank Limited
07.2017 - 11.2020

Data Science (Certification) -

Indian Institute of Management

PGDM (Finance) -

ITM Business School

B.Tech (EEE) -

Amal Jyothi College of Engineering
Maria Sunny