Mayuresh Saindane
Summary
Retail Assets Credit Manager with 4.5 years of expertise in the Secured Mortgage and Finance Domain. My professional background encompasses collaboration with diverse industries, including Finance, Education, and Manufacturing. I am an enthusiastic and quick learner, driven by a determination to excel. I have successfully completed an MBA and acquired a technical degree from reputable institutions. Reliable and dedicated when working alone or as part of team.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Retail Asset Credit Manager
HDFC BANK, LTD
07.2023 - Current
- Oversaw and managed the health of the secured assets portfolio, ensuring optimal performance and mitigating risks
- Executed collections strategies for delinquent Non-Performing Asset (NPA) accounts, contributing to the reduction of financial delinquencies
- Initiated legal actions and effectively managed the NPA team, ensuring compliance with regulatory requirements and timely resolution of cases
- Facilitated the merger process and provided essential requirements to the back-end IT team, streamlining operational procedures
- Offered financial consultancy to individuals and firms, particularly those categorized as default customers, to provide guidance and support in resolving financial challenges.
Credit Risk Manager
HDFC HOME LOANS
02.2019 - 06.2023
- Conducted comprehensive credit, operational, and technical audits for a secured mortgage portfolio exceeding INR 1200 Crores
- Spearheaded process improvements for insurance claims, enhancing efficiency and effectiveness in the claims management system
- Oversaw the possession and selling of SARFAESI (Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest) properties, ensuring compliance with legal and regulatory requirements
- Undertook technical and credit visits to evaluate residential and commercial properties, contributing to informed decision-making
- Successfully managed and coordinated the activities of the field officer team, ensuring alignment with organizational objectives and targets.
Process Improvement Consultant
Atlas Copco
05.2018 - 09.2018
- Developed a centralized vendor database for the Proposal team, enhancing efficiency in vendor management
- Compiled a comprehensive summary of legal terms related to sales and purchases, facilitating clarity and adherence to legal protocols
- Engineered an advanced Excel program to calculate budgetary offers, streamlining the process for the Presales Team
- Formulated a detailed work planning sheet for the Proposal team, contributing to improved project management
- Conducted vendor assessments for over 10 vendors, presenting findings to relevant stakeholders.
Education
MBA (Marketing Management) -
Indira Institute of Management
01.2019
B. Tech (Production Engineering) -
Vishwakarma Institute of Technology, Pune
01.2016
Skills
- Team Management
- Project Management
- Merger and Change Management
- Microsoft Office and Power BI
- Process Improvement and Implementation
- Capital Markets
- Portfolio Management and business analysis
- Stakeholder and Customers Management
- Credit Risk Management
- Financial Consultancy
- Business Analysis and Audit reporting
Affiliations
- Cultural Head of V.I.T, Pune core committee. (2015-16)
- Corporate Relation Executive for IGI GROUP, Pune. (2017-19)
Certification
- Power BI by Microsoft, 01/2024
- Business Analysis Fundamentals and Change Management by UDEMY, 01/2024
Accomplishments
- First Place in Footloose Dance Competition (2013)
- CSR Leader Award (2018)
- First Place in TALANTINE Inter-College Singing Competition (2019)
Timeline
Retail Asset Credit Manager
HDFC BANK, LTD
07.2023 - Current
Credit Risk Manager
HDFC HOME LOANS
02.2019 - 06.2023
Process Improvement Consultant
Atlas Copco
05.2018 - 09.2018
MBA (Marketing Management) -
Indira Institute of Management
B. Tech (Production Engineering) -
Vishwakarma Institute of Technology, Pune
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