MD ASIFULLAH R
Chennai
Summary
KYC/AML analyst with 6+ years applying local and global KYC policies and procedures to support compliance with money-laundering regulations. Ensures client information access across locations. Identifies account inconsistencies through investigative strategies.
Overview
7
7
years of professional experience
Work History
Team Lead
Bank of America
Hyderabad
03.2025 - 05.2026
- Acted as the primary compliance point of contact throughout the client lifecycle, ensuring continuous adherence to local and international AML/CFT regulations.
- Executed scheduled KYC periodic reviews across Low, Medium, and High-risk client categories in strict accordance with policy timelines (1/3/5-year cycle).
- Supported regulatory compliance efforts with detail-focused work and strong attention to KYC requirements.
- Conducted customer due diligence and risk reviews, contributing to the mitigation of financial crime exposure.
- Developed expertise in AML and KYC regulations, enhancing compliance workflows and review efficiency.
- Reviewed customer records, identified discrepancies, and escalated suspicious activities for timely intervention.
- Completed due diligence on new and existing clients, verified documentation, maintained KYC profiles, and used systems such as Aware, Akrit, GTS, GDS, Banker’s Almanac, Orbis, and LexisNexis.
Senior Process Associate
TCS
Chennai
06.2022 - 11.2024
- Spearheaded creation of comprehensive KYC profiles, integrating data analysis and research to enhance the client onboarding process.
- Conducted meticulous KYC screenings, ensuring thorough documentation in adherence to global AML standards.
- Upheld strict compliance with AML regulations, including OFAC, CIP, and ongoing customer/transaction monitoring.
- Analyzed and reviewed potential negative news for Global Client Management, maintaining high-risk awareness.
- Expertly managed concurrent data maintenance requests, demonstrating resilience in a fast-paced environment.
- Prioritized tasks with a keen sense of urgency, adept at meeting challenging deadlines and shifting priorities.
- Contributed to successful completion of projects with Boston Private and LOW DDR & NEW CIE, ensuring compliance and risk mitigation.
- Led MUFG APAC - G-COP & OTUS projects, demonstrating project management skills and adaptability to evolving requirements.
- Proficient in multiple software applications, including ECM, CRM, FCRM, D2, ONESUMX, Salesforce, LexisNexis, Nautilus, BDA, and OneDrive.
KYC Analyst
Society General Global Solution Centre Pvt Ltd
Chennai
05.2021 - 06.2022
- Conducted comprehensive KYC due diligence for new and existing clients using internal and external data sources like DNB, LexisNexis, Bloomberg, and ZoomInfo to enhance risk assessment accuracy.
- Assessed new account documentation to confirm accuracy of information and identify high-risk customers, ensuring compliance and reducing potential regulatory risks.
- Performed meticulous third-party reviews to evaluate client attributes, referencing authoritative sources such as Registries and Regulators, and improving the reliability of compliance checks.
- Proficiently navigated and processed applications using specialized systems such as BDR, MAESTRO, CDOC, CREW, REGISTRY, REGULATORS, and RCT.
- Participated in key projects and processes across various teams, including YOGA, CLEANSING, ON-BOARDING, OFF-BOARDING, and RRD.
Video KYC Analyst
BankBazaar
Chennai
10.2019 - 11.2020
- Conducted comprehensive Know Your Customer (KYC) due diligence for new and existing clients utilizing authoritative data providers such as DNB and Bloomberg.
- Navigated KYC processes across various business sectors, including corporates and sovereign banks, and enhanced client onboarding and risk management.
- Executed thorough third-party reviews, assessing attributes against official sources including registries and regulatory bodies to ensure compliance.
- Analyzed client information for accuracy, ensuring verification of annual reports to support informed decision-making.
Education
BBA -
The New College
Chennai01-2019
SSLC -
Anaikar Matriculation Higher Secondary School
Chennai01-2015
Skills
- KYC reviews
- Client diligence
- Client onboarding
- Sanctions screening
- Regulatory adherence
- Risk assessment
- Quality control
- Analytical thinking
- Problem solving
- Team collaboration
- Employee training
HOBBIES
Travelling, Cricket, Volley ball, Music
LANGUAGES
- Hindi
- English
- Tamil
- Urdu
Timeline
Team Lead
Bank of America
03.2025 - 05.2026
Senior Process Associate
TCS
06.2022 - 11.2024
KYC Analyst
Society General Global Solution Centre Pvt Ltd
05.2021 - 06.2022
Video KYC Analyst
BankBazaar
10.2019 - 11.2020
BBA -
The New College
SSLC -
Anaikar Matriculation Higher Secondary School