Meenu Kumari
Delhi
Summary
Experienced Aml Analyst with a focus on AML/KYC compliance, known for advancing fraud detection accuracy by optimizing transaction monitoring and risk assessment. Expertise in LexisNexis and World Check, coupled with strong client communication skills. Acclaimed for impactful training sessions and detailed compliance reporting.
Overview
6
6
years of professional experience
1
1
Certification
Work History
Business Analyst
Genpact
06.2024 - 02.2025
- Conducted transaction monitoring in TMS for high-volume activities using rule-based and behavior-driven scenarios, escalating alerts for SAR filing as needed.
- Reviewed high-risk client transactions via TMS, ensuring thorough investigation and readiness for timely and accurate SAR submission.
- Supported TMS investigations with adverse media and negative news screening, strengthening SAR decision-making and risk analysis.
- Investigated end-to-end fraud cases involving credit cards, checking accounts, and digital payments, ensuring timely resolution, accurate reporting, and sustained client trust through strong communication and analytical skills.
- Delivered fraud prevention training to client service teams, improving frontline detection accuracy and reducing false positives across card disputes, digital fraud alerts, and bank transaction monitoring.
- Conducted comprehensive CDD/EDD reviews and performed sanctions screening on individuals and UBOs per global KYC standards.
- Verified customer details in public domains and World Check for negative hits.
- Investigated unusual transactions and ensured strict adherence to AML/KYC regulations, policies, and procedures.
- Performed AML alert investigations using Transaction Monitoring Systems (TMS); submitted well-documented SARs for suspicious patterns.
- Reviewed transactions flagged for CSAM, ATO, High-Risk Country transactions, structuring, smurfing, deviation (expected vs actual activity), sanctioned entity involvement, and other high-risk activities.
- Processed detection scenarios that triggered cases in multiple queues.
- Applied OFAC, BSA, and USA PATRIOT Act controls during sanctions and adverse media reviews.
- Collaborated with compliance teams for ongoing monitoring metrics and escalations.
- Ensured audit-ready documentation and alert resolution within SLA timelines.
Senior Officer
KEB Hana Bank – South Korean Bank
06.2022 - 05.2024
- Executed and validated AML-KYC compliance processes, ensuring adherence to CIP, SDD, and EDD standards.
- Conducted KYC onboarding by verifying customer identity, assessing risk profiles, and performing transaction monitoring (TMS) using behavioral and rule-based models to escalate suspicious activity reports (SARs).
- Performed sanctions and OFAC screening during client onboarding and throughout the customer lifecycle to identify and escalate potential matches with sanctioned entities.
- Verified Source of Wealth, supporting documents, KYC forms, and identity cards.
- Created RFI letters for missing documents and followed up with customers.
- Screening tools used: Factiva, LexisNexis, Dow Jones, World Check.
- Performed OFAC, CIP, KYC, and transaction monitoring on high-risk and PEP clients to mitigate financial crime risks.
- Built strong client and stakeholder relationships, handling sensitive data with discretion.
- Analyzed large data volumes to identify risk trends, escalate concerns, and consult regulators as required.
- Ensured accurate and professional compliance reporting.
Assistant Manager – Wholesale Banking Operations
Axis Bank Ltd.
04.2019 - 10.2021
- Reviewed KYC documents for customers.
- Conducted real-time monitoring of payments, including SWIFT compliance, cross-border transactions, and international fund transfers (inbound & outbound).
- Performed screening and profile matching for all outbound/inbound payments, ensuring regulatory and policy compliance.
- Conducted compliance checks on individuals and corporate clients under SWIFT and cross-border transactions, including screening beneficiary/sender names against sanctions and adverse media.
- Coordinated with engagement teams and clients for queries and shared updates with internal teams.
- Managed RFIs and coordinated with Operations and Business/RM teams.
- Member of SLA management team and recipient of performance award for ownership and dedication.
Education
Postgraduate Diploma - Banking & Services
Manipal Academy of Higher Education
Bangalore01.2019
Graduation-Bachelor of Science -
Baba Saheb Bhimrao Ambedkar University
Bihar01.2015
Skills
- Customer Due Diligence (CDD)
- Enhanced Due Diligence (EDD)
- Transaction Monitoring
- Regulatory Reporting
- Risk Assessment & Screening
- LexisNexis
- Dow Jones
- World Check
- MS Excel
- Internal AML/KYC Platforms
Certification
- NISM Series V-A: Mutual Funds
- NISM Series VI: Depository Operations
- IRDA Insurance Certification
Disclaimer
I hereby declare that all information provided above is true to the best of my knowledge. If given the opportunity to join your organization, I assure you of my utmost dedication and commitment to providing exemplary service.
Timeline
Business Analyst
Genpact
06.2024 - 02.2025
Senior Officer
KEB Hana Bank – South Korean Bank
06.2022 - 05.2024
Assistant Manager – Wholesale Banking Operations
Axis Bank Ltd.
04.2019 - 10.2021
Postgraduate Diploma - Banking & Services
Manipal Academy of Higher Education
Graduation-Bachelor of Science -
Baba Saheb Bhimrao Ambedkar University
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