Meeran S

• Calculated Average Weekly Wage (AWW) for injured employees, based on 52 weeks of payroll data, in compliance with workers’ compensation regulations.
• Reviewed historical pay data, including bonuses, overtime, and variable earnings, to ensure fair wage compensation.
• Analyzed and validated payroll records, earnings reports, and timecards to ensure accuracy in wage calculations.
• Worked closely with HR, payroll departments, and claims adjusters to obtain missing wage data, and resolve discrepancies.
• Ensured accurate computation of Temporary Total Disability (TTD) and Temporary Partial Disability (TPD) benefits based on AWW calculations.
• Liaised with adjusters to finalize benefit calculations, and support timely claim processing.
• Ensured AWW calculations complied with state workers' compensation laws and company policy.
• Maintained strict confidentiality, and compliance with data protection and regulatory requirements.
• Utilized tools such as Excel, workers' compensation claims systems to perform wage analysis and reporting.

I worked on two processes; the first one is highlighted below:

• Loan application processing, which is solely handled by me, is where I can provide support or services to the broker to help him settle the loan. The services are:
• Collecting the identification, employment, and financial position details from the applicants and updating them in the Mercury Nexus (loan application tool).
• Rename, review, and categorize the supporting documents in the CRM and shared drive.
• Identify missing information and documentation based on the compliance checklist.
• Organize lender pricing, servicing, and valuation.
• Complete the compliance checklist and generate compliance documents (Credit Guide, Credit Proposal, and Preliminary Assessment)
• Lodge at AOL and resolve errors
• Generate lender application forms and organize other forms, like the Discharge Request (if refinancing), for the client's signature
• Collate signed pages and supporting documents; upload at AOL and prepare for submission
• Monitor and follow up (chat and emails) with the lender regarding the application status and update the client accordingly.
• Performing a regular review of client accounts for fraud-related checks
• Reviewed documents such as AML, appraisal documents, title research, borrowers’ disclosures, mortgage statements, and payoffs

The second one is the Reconciliation process in Investment Banking.

• Performing cash and stock reconciliation between the client and the custodian bank, identifying the break.
• Performing reconciliation between huge invoices and receipts, and informing the client if there are any mismatches.
• Processing of corporate action – Dividend payout as per custodian holdings.