MEHTAB KHAN
Summary
Digital Payments Product Lead with extensive experience at HDFC Bank Ltd, specializing in product strategy and execution for government and institutional clients. Proficient in UPI and API integrations, resulting in increased transaction volumes and user engagement. Demonstrated ability in stakeholder management and cross-functional leadership, contributing to the development of effective digital payment ecosystems.
Overview
23
23
years of professional experience
1
1
Certification
Work History
Digital Payments Product Lead (Government & Institutions Banking)
HDFC Bank Ltd
09.2019 - Current
- Lead product strategy and implementation for digital payment solutions across government bodies, universities, hospitals, and municipal corporations.
- Own end-to-end delivery of UPI, POS, and online payment gateway solutions, ensuring scalability, security, and regulatory compliance.
- Spearheaded API integrations enabling seamless merchant onboarding, real-time transaction processing, and reporting.
- Successfully increased digital transaction volumes across multiple government and institutional clients, including MJPR University, major hospitals, Bareilly Development Authority, and Nagar Nigam Bareilly.
- Played a key role in digitising public-sector payment ecosystems, improving transparency, reconciliation, and user adoption.
- Launched Faith 360, a specialised digital donations and engagement platform for religious institutions.
Partner
24Capital
New Delhi
07.2018 - 09.2019
- Advised fintech and financial services clients on digital payment adoption, merchant acquisition, and platform partnerships.
- Supported go-to-market strategies for payment solutions and financial products.
Senior Team Lead – Digital Banking & Payments
Mashreq Bank Ltd
Dubai
01.2017 - 06.2018
- Led digital banking initiatives to improve adoption of payment and collection solutions across corporate and SME clients.
- Coordinated with technology and operations teams to enhance customer onboarding and transaction efficiency.
Branch Head
IndusInd Bank Ltd
01.2015 - 12.2016
- Managed branch operations with a strong focus on digital banking growth, merchant acquisition, and customer engagement.
- Drove adoption of card payments and digital channels among retail and SME customers.
Deputy Branch Manager
ICICI Bank Ltd
12.2010 - 01.2012
- Managed banking operations, including digital transaction processing and merchant onboarding.
- Supported rollout of new banking and payment initiatives at branch level.
Branch Operations Manager
HDFC Bank Ltd
04.2006 - 12.2010
- Led branch operations and promoted digital payment solutions to retail and corporate customers.
- Improved process efficiency and customer experience through digital channels.
Financial Services Manager
ICICI Prudential Life Insurance Co. Ltd
04.2005 - 03.2006
- Managed financial product sales and customer relationships within a regulated environment.
Accounts & Finance Lead
Ford India Motors (Harpreet Ford)
05.2003 - 03.2005
- Managed accounting, financial reporting, and dealer finance operations.
Education
Master of Commerce (M.Com) -
Kumaun University
Nainital, IndiaBachelor of Commerce (B.Com) -
Kumaun University
Nainital, IndiaSkills
- Digital payments strategy
- Product lifecycle management
- Platform and API products
- FinTech solutions
- Payment modernization
- Unified Payments Interface (UPI)
- Point of Sale (POS)
- Payment gateways
- Electronic Cash Management System (ECMS)
- PCI DSS compliance
- KYC and AML regulations
- Regulatory compliance
- APIs and integrations
- National Payments Corporation of India (NPCI)
- Razorpay and PayU expertise
- BillDesk and PhonePe knowledge
- Paytm and Pine Labs experience
- Stakeholder management
- Cross-functional leadership
- Vendor and partner management
- Government and institutional engagement
Certification
International Certificate in Product Management, Institute of Product Leadership
Additional Information
Extensive experience working with regulated financial institutions, Strong understanding of European fintech and open banking trends, Open to relocation and employment in Sweden
References
Available upon request
Personal Information
- Relocation: Sweden
- Title: Senior Product Manager – Digital Payments & FinTech
Timeline
Digital Payments Product Lead (Government & Institutions Banking)
HDFC Bank Ltd
09.2019 - Current
Partner
24Capital
07.2018 - 09.2019
Senior Team Lead – Digital Banking & Payments
Mashreq Bank Ltd
01.2017 - 06.2018
Branch Head
IndusInd Bank Ltd
01.2015 - 12.2016
Deputy Branch Manager
ICICI Bank Ltd
12.2010 - 01.2012
Branch Operations Manager
HDFC Bank Ltd
04.2006 - 12.2010
Financial Services Manager
ICICI Prudential Life Insurance Co. Ltd
04.2005 - 03.2006
Accounts & Finance Lead
Ford India Motors (Harpreet Ford)
05.2003 - 03.2005
Master of Commerce (M.Com) -
Kumaun University
Bachelor of Commerce (B.Com) -
Kumaun University