Mithilesh Singh Thakur
Raipur
Summary
Dynamic leader with extensive experience at ICICI Bank Ltd., adept in relationship building and team management. Excelled in enhancing working capital loan portfolios, achieving significant book growth, and leading high-performing teams. Certified in Retail Lending, demonstrating exceptional time management and multitasking abilities, ensuring profitability and customer satisfaction.
Overview
14
14
years of professional experience
Work History
Area Credit Head Business Loans
ICICI Bank Ltd.
Raipur
04.2022 - Current
- Analyzing and appraising working capital loan proposals for ticket size up to Rs 50 cr.
- Monitoring and identifying delinquency in the existing portfolio and identifying early stress for timely resolution .
- Managing team of six credit analyst .
- Imparting training to relationship team and branches for having handy knowledge on working capital loans offering by Bank .
- Completed certification in Credit Skill for Bankers - Retail Lending from Moody's Analytics dated January 23rd 2022 .
Regional Head Sales Business Loans
ICICI Bank Ltd.
Raipur
04.2017 - 03.2022
- Co-ordinating across channels such as Branches , enrolled CA/DSA for enhancing the sourcing of fresh proposals .
- Managed team of seven relationship managers responsible for sourcing of working capital loans and cross selling of Banks's other asset and liability products.
- Regular monitoring of existing portfolio for identifying any early warning signals .
- Responsible for over all working capital book grown .
- Key focus on fresh sourcing and enhancing net interest income for Bank .
Relationship Manager Business Loans
ICICI Bank Ltd.
Raipur
04.2012 - 03.2017
- Handled sales of working capital products .
- Liaisoning with retail branches to increase penetration of Bank Branch in there respective catchment .
- Increasing working capital book growth .
- Client relationship management .
- Cross selling of other Bank products to explore customer 360 degree connect with Bank .
- Managing existing portfolio by providing prompt service and resolution to customers .
- Responsible for fresh sourcing as well as timely renewals of the existing portfolio .
Branch Sales Manager
ICICI Bank Ltd.
Raipur
11.2010 - 03.2012
- Handled team of 5 Sales officers .
- Responsibility for increase of CASA base and cross selling of liability / asset products as life insurance , FD , Home Loan , Auto Loans and credit cards .
- Co-ordinating with Branch staff for grown in sales of Bank's assets and liability products .
- Basic responsibility of making branch profitable month on month .
Education
Certification - Credit Skill For Bankers- Credit Lending
Moody's Analytics
Raipur01-2022
Post Graduate Diploma - Banking
Manipal University
Bangalore03-2011
B. Tech - Bio Technology
National Institute of Technology
Raipur09-2008
12th - Physics , Chemistry And Mathematics
Gurunanak Engligh Higher Secondary School
Bhilai03-2002
10th - Science And Mathematics
Senior Secondary School
Bhilai06-2000
Skills
- Relationship building
- Team building
- Good Telephone Etiquette
- Time management
- Calm under pressure
- Multitasking
Timeline
Area Credit Head Business Loans
ICICI Bank Ltd.
04.2022 - Current
Regional Head Sales Business Loans
ICICI Bank Ltd.
04.2017 - 03.2022
Relationship Manager Business Loans
ICICI Bank Ltd.
04.2012 - 03.2017
Branch Sales Manager
ICICI Bank Ltd.
11.2010 - 03.2012
Certification - Credit Skill For Bankers- Credit Lending
Moody's Analytics
Post Graduate Diploma - Banking
Manipal University
B. Tech - Bio Technology
National Institute of Technology
12th - Physics , Chemistry And Mathematics
Gurunanak Engligh Higher Secondary School
10th - Science And Mathematics
Senior Secondary School
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