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Experienced technical professional passionate with a drive for excellence. Prepared to excel in technical support and management roles. Skilled in diagnosing and resolving technical issues, ensuring optimal system performance. Strong focus on team collaboration and achieving results, with adaptability to changing needs and environments.


  Goal-oriented individual with a pleasant personality and a tenacity that knows no restrictions. A multitasking Civil Engineer considered highly ambitious and energetic, willing to work to work overtime and under pressure.
  Adept at leading teams and enhancing operational efficiency, I leveraged my expertise in Autocad, Staad, sketch-up and team management to exceed project expectations. My proactive approach ensured the seamless execution of technical projects, significantly improving community infrastructure and safety standards.
  Area coordination professional, prepared for this role with history of managing multi-location operations and driving team success. Known for fostering collaborative environments and delivering consistent results. Reliable and adaptable, excelling in communication and operational planning.
  Developed strategic planning, communication, and logistical management skills in collaborative work environment. Looking to transition into new field where these transferrable skills can drive operational success and team efficiency. Seeking opportunities to leverage this expertise in dynamic settings.


To reach top position by utilizing my skills, abilities and team spirit in the organization, I work with.

Result-oriented Technical Risk Professional with over 4 years of experience in SME and LAP-backed secured lending portfolios, seeking the role of Area Technical Manager at HDB Financial Services. Aiming to leverage strong expertise in collateral risk assessment, deviation control, vendor governance, and multibranch technical operations to strengthen underwriting quality, ensure policy adherence, and support sustainable SME portfolio growth.Dynamic Civil Engineer and Area Technical Leader with extensive experience in managing end-to-end technical operations for SME and mortgage-backed lending portfolios across Rajasthan and North India. Proven track record in supervising branch-level technical activities, reviewing complex collateral cases, and implementing structured risk control mechanisms aligned with institutional credit frameworks. Expertise includes residential, commercial, and mixed-use property evaluation, deviation analysis, zoning and regulatory compliance assessment, and exposure mitigation for secured lending portfolios. Strong experience in developing SOPs, technical deviation matrices, vendor performance monitoring systems, and audit-ready documentation standards. Demonstrated leadership in mentoring Technical Managers and field engineers, conducting periodic review meetings with Credit and Business teams, resolving technical escalations, and maintaining strict TAT and quality benchmarks. Recognized for strengthening collateral governance frameworks while enabling controlled and compliant portfolio expansion.

Mitul Pandya

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Area Technical Manager

Branch Technical Manager

Technical Manager

Valuation Engineer

Education

Master of Science - Real Estate Valuation

Associate of Science - Bachelor of Engineering

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Area Technical Manager

Branch Technical Manager

Technical Manager

Valuation Engineer

Master of Science - Real Estate Valuation

Associate of Science - Bachelor of Engineering

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