Shubham Singh Gauttam
Jaipur,RJ
Summary
Result-oriented Technical Risk Professional with over 4 years of experience in SME and LAP-backed secured lending portfolios, seeking the role of Area Technical Manager at HDB Financial Services. Aiming to leverage strong expertise in collateral risk assessment, deviation control, vendor governance, and multibranch technical operations to strengthen underwriting quality, ensure policy adherence, and support sustainable SME portfolio growth.
Dynamic Civil Engineer and Area Technical Leader with extensive experience in managing end-to-end technical operations for SME and mortgage-backed lending portfolios across Rajasthan and North India. Proven track record in supervising branch-level technical activities, reviewing complex collateral cases, and implementing structured risk control mechanisms aligned with institutional credit frameworks. Expertise includes residential, commercial, and mixed-use property evaluation, deviation analysis, zoning and regulatory compliance assessment, and exposure mitigation for secured lending portfolios. Strong experience in developing SOPs, technical deviation matrices, vendor performance monitoring systems, and audit-ready documentation standards. Demonstrated leadership in mentoring Technical Managers and field engineers, conducting periodic review meetings with Credit and Business teams, resolving technical escalations, and maintaining strict TAT and quality benchmarks. Recognized for strengthening collateral governance frameworks while enabling controlled and compliant portfolio expansion.
Overview
4
4
years of professional experience
Work History
Area Technical Manager
Namdev Finvest Pvt Ltd.
Jaipur, RJ
10.2025 - Current
- Oversee SME and MSME lending operations across Rajasthan, Bihar, Punjab, and Haryana.
- Manage and supervise BC partner verticals to ensure compliance and operational efficiency.
- Develop and implement Standard Operating Procedures (SOPs) for technical and policy frameworks, particularly for the Rajasthan region.
- Lead and mentor a team of 7 Technical Managers and Assistant Technical Managers.
- Handle and resolve internal and external audit queries in coordination with compliance and risk teams.
- Conduct periodic review meetings with cross-functional stakeholders to monitor performance, risk exposure, and process adherence.
- Ensure adherence to regulatory guidelines, credit policy, and risk management frameworks.
Technical Manager
Akara Capital Advisors Pvt. Ltd. (Stashfin)
Jaipur, RJ
01.2025 - 05.2025
- Oversee end-to-end technical evaluation and property due diligence for LAP-SBL products across Rajasthan & Haryana.
- Approve technical reports with a focus on risk mitigation, regulatory compliance, and property market trends.
- Coordinate with cross-functional teams.
- Lead and mentor technical team/external technical agency, ensuring consistent adherence to SOPs and maintaining high-quality deliverables within defined TATs.
- Conduct audit reviews of valuation reports and recommend corrective measures to enhance process reliability and standardization.
- Develop and implement strategies to optimize workflow, reduce turnaround time, and improve the accuracy of collateral assessment.
- Engage in client/vendor meetings to resolve technical escalations and ensure compliance with institutional lending requirements.
Vice President
Greenfinch Real Estate Engineers & consultants
Jaipur, RJ
04.2024 - 12.2025
- Oversee and approve technical valuation reports, ensuring accuracy, regulatory compliance, and risk mitigation.
- Lead and manage the entire Rajasthan technical team, driving operational excellence and performance standards.
- Maintain strict quality benchmarks and ensure adherence to defined Turnaround Time (TAT) commitments.
- Conduct regular training programs for Field Engineers, Drafters, and Area Technical Managers to enhance technical competency and productivity.
- Drive process improvement initiatives to strengthen reporting standards and overall service delivery.
- Develop and manage strong client relationships at Branch and Regional levels across Technical, Credit, and Business departments.
- Conduct periodic review meetings with Branch Managers, Regional Managers, and Credit Heads to align on expectations and performance.
- Gather and analyze monthly client feedback to improve service quality and strengthen long-term partnerships.
- Act as the primary technical escalation point for key clients within the Rajasthan region.
Deputy Technical Manager
PaisaBuddy Finance Pvt. Ltd.
Jaipur, RJ
07.2022 - 04.2023
- Approve and recommend technical remarks and deviations in line with company credit policy and risk framework.
- Conduct detailed risk analysis and vet technical evaluation reports to ensure compliance, accuracy, and mitigation of exposure.
- Prepare and implement structured technical deviation matrices for LAP (Loan Against Property) products.
- Develop internal technical guidelines to standardize processes and improve decision-making consistency.
- Lead vendor management operations including onboarding, performance evaluation, billing validation, and quality audits.
- Draft and implement comprehensive operational guidelines for external vendors to ensure adherence to organizational standards.
- Oversee collateral assessment processes ensuring due diligence, documentation accuracy, and risk control.
Technical Manager
Formulaic Engineers Pvt. Ltd.
Jaipur, RJ
07.2022 - 04.2023
- Oversee and approve technical valuation.
- Lead and manage the Part of Rajasthan technical team.
- Maintain strict quality benchmarks and ensure adherence to defined Turnaround Time (TAT) commitments.
- Conduct regular training programs for Field Engineers, Drafters to enhance technical competency and productivity.
- Develop and manage strong client relationships at Branch and Regional levels across Technical, Credit, and Business departments.
- Conduct periodic review meetings with Branch Managers, Regional Managers, and Credit Heads to align on expectations and performance.
- Gather and analyze monthly client feedback to improve service quality and strengthen long-term partnerships.
- Act as the primary technical escalation point for key clients within the Rajasthan region.
Education
B.Tech. - Civil Engg.
Anand International College of Engg.
01.2022
Senior Schooling - 12th
Tilak International School
01.2018
Secondary Schooling - 10th
A.V.M.
01.2017
Skills
- AUTOCAD
- Bhu-Naksha
- Earth-Pro
- Master/Zonal plan
- Superimposition of plans on google earth
- MS OFFICE
- EXCEL
- WORD
- PPT
Languages
HINDI
ENGLISH
Honors And Awards
Outstanding Performer of the Year - 2024, Paisabuddy Finance, 2024-01-01, Awarded Outstanding Performer of the Year in recognition of exceptional performance and leadership as Deputy Technical Manager. Demonstrated expertise in overseeing the entire technical department, and optimizing processes to deliver high-quality solutions that significantly contributed to the company's success. Acknowledged for consistently exceeding targets, fostering team collaboration, and implementing innovative strategies to enhance operational efficiency, and exercising meticulous due diligence in all report/collateral evaluations and decision-making processes.
Personal Information
Title: CIVIL ENGINEER
Community Service
- FUTURE FOR FRIDAYS- INDIA, Design crew, 2020-11-01, 2023-01-01
- ANAND-ICE, Program Coordinator (Environment Club), 2019-08-01, 2022-04-01
Training
- CPWD, MNIT, 2021-08-01, 2021-09-01, Understanding the structural drawings, Understanding the CPWD working method, Preparing bills.
- Udemy Inc., 2020-05-01, 2020-06-01, Learning the 2D and 3D drawings, Making assignments, Learning the importance of the drawings in engineering.
Timeline
Area Technical Manager
Namdev Finvest Pvt Ltd.
10.2025 - Current
Technical Manager
Akara Capital Advisors Pvt. Ltd. (Stashfin)
01.2025 - 05.2025
Vice President
Greenfinch Real Estate Engineers & consultants
04.2024 - 12.2025
Deputy Technical Manager
PaisaBuddy Finance Pvt. Ltd.
07.2022 - 04.2023
Technical Manager
Formulaic Engineers Pvt. Ltd.
07.2022 - 04.2023
B.Tech. - Civil Engg.
Anand International College of Engg.
Senior Schooling - 12th
Tilak International School
Secondary Schooling - 10th
A.V.M.