Mohammad Istaq Ansari
Mumbai
Summary
Result-oriented banking professional with 11+ years of experience in Cash Management Services, Corporate Net Banking operations, and payment processing. Proficient in streamlining processes, managing client relationships, and ensuring compliance with regulatory requirements. Recognized for excellent interpersonal, problem-solving, and organizational skills with a consistent record of achieving operational excellence.
Overview
14
14
years of professional experience
3
3
Languages
Work History
Manager – CMS ENET Operations
HDFC Bank
08.2014 - Current
- Manage ENET (Corporate Net banking ) platform for corporate clients enabling vendor payments, salary disbursements, tax payments, and trade finance transactions.
- Scrutinize and authorize client requests for processing via RTGS/NEFT, A/C transfers, and cheque/DD printing.
- Liaise with Solution Managers, CSD, and IT teams to resolve client issues and enhance platform usability.
- Prepare and publish daily MIS reports on clean/discrepant requests for senior management.
- Coordinate with Fraud Control Unit (FCU) and audit teams for process integrity and compliance.
- Support RBI and ISG audits with documentation and system process clarifications.
- Handle trade-on-net queries for pan-India corporate customers.
Executive Officer – CMS Department
Axis Bank (Third-Party Payroll – Caliber HR Ltd)
10.2011 - 07.2014
- Processed cheque collections and clearing for inward and outward transactions.
- Managed centralized return marking activities and reconciliations.
- Executed pooling processes for CMS pool accounts, ensuring timely fund transfers to clients.
- Prepared return demand drafts and coordinated with branches for dispatch and reconciliation.
- Provided detailed fund reversal summaries to corporate clients post-transaction reconciliation.
Education
B.Com -
Mumbai University
01-2011
H.S.C - undefined
Mumbai Board
01-2008
S.S.C - undefined
Mumbai Board
01-2006
Skills
Corporate Net Banking (ENET) Operations
NEFT/RTGS/NACH Processing
CMS Collections & Pooling Activities
MIS Reporting & Data Analysis
Audit & Compliance (RBI/ISG)
Fraud Control & Risk Mitigation
Client Relationship Management
Trade Finance Transactions
Accomplishments
Recipient of multiple Gold and Silver awards for operational excellence and performance.
Timeline
Manager – CMS ENET Operations
HDFC Bank
08.2014 - Current
Executive Officer – CMS Department
Axis Bank (Third-Party Payroll – Caliber HR Ltd)
10.2011 - 07.2014
H.S.C - undefined
Mumbai Board
S.S.C - undefined
Mumbai Board
B.Com -
Mumbai University
Personal Information
- Date of Birth: 28 Jan 1990
- Marital Status: Married