Achievements include reducing risk while improving company profits by applying exceptional skills in decision-making, critical thinking and problem-solving. Builds productive relationships, facilitates communication and prioritizes work for optimum productivity.
▪ Hockey Game: University Level & National Level
▪ Athletics Game: University Level & State Level (Silver Medal 4x100 Relay)
▪ Risk assessment / Document review
▪ Complete a thorough, in-depth analysis of credit reports. The process includes analysis of income proofs, repayment records, loan limits, ROI
▪ Analyzing applicant’s credit history and financial information to assess eligibility
▪ Communicate with the broker through email regarding mortgage requirements
▪ Analyze all loan documents which include income, assets, credit, collateral and other required documentation
▪ Perform underwriting decision-based income (Self-employed, Employed)
▪ Reviewed and verified income documents like Pay slips, P60, SA302, Tax Computation Tax calculation Tax Year overview other documents etc
▪ Verify Loan to Value (LTV) to check customer loan eligibility
▪ Rate switch setup plan for the application product based on the client's requirement
▪ Handling Inbound Calls of SCB Credit card and Liabilities customers, in India, and assisting the customers with enquiries,
Requests and complaints
▪ Handling NRE, NRO, and Resident clients’ queries based on bank accounts, credit cards Term Deposits, and
Recurring Deposits
▪ Creating Term deposits for clients explaining benefits and differences between the Re-investment and simple term
▪ Deposits which are one of the primary revenue drivers
▪ Handling multiple applications – Open span, ebbs, file-net, CCMS SMS banking, etc., with various client
Requirements in assisting sales and services with process notes
▪ Creating requests for Insta accounts with credit cards which is also one of the topmost revenue drivers
▪ Also pitching new products to the clients and helping them with the secured services
▪ Participating in weekly & monthly beyond calls to discuss and arrive at a resolution for the long-pending complaints
▪ Reviews and analyzes customer data/Customer Complaints to discover the root cause of the problem
▪ Able to understand, relate and visualize the impact that could occur in various touch points while conducting RCA
▪ To work closely with the training and Quality team
Area of Specialization:
▪ Mentoring the newcomers and coaching about Products & Processes & certification to handle complaints and ease with the bank-designed applications
▪ Grooming the team members to achieve the set parameters for monthly performance ratings
▪ Handling escalation calls & critical clients
Process & Products reiterating for credit card products and Banking products
▪ Handled the level of the call-escalated Complaints
▪ Expertise in various products Hotel room Booking, and advance room bookings
▪ Analyzing the customer’s complaints, identifying the root cause for the complaints suggesting various Hotel rooms to improve the service
▪ Handled complaints on time room booking for room booking
▪ Analyzing the customer’s complaints and routing to the concerned Resolution speaking with hotel owners and following- up & prioritizing with those hoteliers to resolve the complaints on a high-priority basis
B.sc.ISM (Information System Managemant)
DCA, Windows XP, Windows 7 & 10, MS Office
Work Achievements:
▪ Appreciations received for the 4th Quarter 2020
▪ Appreciated for 150 & 180 per cent revenue achievement for the 3rd Quarter 2019
▪ Rewarded for the Appreciation received for the years 2018 & 2019 for delighting & delivering the supreme client experience
▪ Appreciated as the best Mentor/Subject Matter Expert (SME) in the Phone Banking Unit
▪ Revenue toppers in almost all the quarters achieving the target
▪ Appreciate for the same from the top management
Sports:
Hockey Game: University Level & National Level
Athletics Game: University Level & State Level (Silver Medal 4x100 Relay)
English, Tamil, Hindi, Urdu
DCA, Windows XP, Windows 7 & 10, MS Office
Hockey Game: University Level & National Level Athletics Game: University Level & State Level (Silver Medal 4x100 Relay)
English, Tamil, Hindi, Urdu