MOHAMMED ZAKIR MOHIDEEN

• Lead the teams of Asset reconciliation and Derivatives with 20+ associates.
• Proficiency in developing a detailed project plan, scoreboard to monitor progress & flag issues, develop detailed procedures, flowcharts to smoothen the process
• Efficient in time management and people management with proven capability for maintaining the speed and accuracy in the process
• Measures performance of the team members with appraisals, confirmation, feedback and training
• Conducted regular briefings to discuss performance, Organizational policies and process updates
• Assist management to perform all internal and external audits, quality review process and examinations
• Compiling weekly/monthly reports as well as future forecast for the Management.

· Managed daily branch service Operations

· Monitoring the inventories, employee performance, and training needs.

· Monitored cash intake and deposit records, increasing accuracy, and reducing discrepancies.

• Responsible for cash closing, generating EOD reports along with cash short and excess report and reporting suspicious transactions, counterfeit currency as per the policies and procedures of bank
• Well versed in reviewing and completing ECDD, client onboarding, Transaction monitoring in banking AML KYC process
• Raising Suspicious Transaction Report (STR) for the unusual transaction and suspicious accounts
• Reviewing all the CDD documents, sourcing of documents through public searches, approved data sources and collecting additional documents from the clients
• Carried out client due diligence for all new clients, and KYC reviews of existing clients in line with company Policy and regulatory requirements as part of the bank's client onboarding processes
• Conducting due diligence using internal customer screening databases and third-party applications
• Ensure final reports are comprehensive and suitable for use in the Periodic Review decision making
• Performed detailed analyses to detect patterns, trends, anomalies and schemes in transactions and relationships across multiple businesses/products
• Performed Enhanced Due Diligence on customers deemed high risk and suggested account restrictions and/or account closures based on risk to the institution
• Experience in cash Reconciliation, inward and outward SWIFT remittances and cheque clearing process

• Effectively handled foreign currency exchange and Traveler's cheque transactions
• Executing Remittance process of SWIFT, XCQ, XMM, deposits, receipts, payments and key custodian
• Responsible for ensuring KYC checks and complete due diligence prior onboarding any customer
• Evaluated transactions and identifying red flags issues and escalating with in the AML framework for further investigation.

• Responsible for branch cash activities and accounts
• Assisted in branch collection and customer service
• Coordinated with collection teams on setting their targets.