MOHAN ALAPPAN
Summary
Banking professional with over 20 years of experience in branch management and retail asset growth at IDBI Bank Ltd. Demonstrated success in enhancing HNI/NRI relationships and executing effective wealth management strategies. Strong leadership and compliance skills contribute to operational efficiency and customer satisfaction through strategic planning and team collaboration. Achievements include initiatives that significantly improved branch performance and revenue growth.
Overview
24
24
years of professional experience
Work History
Branch Head (Manager)
IDBI Bank Ltd
Neelankarai
01.2026 - Current
- Lead Branch Banking operations,
- CASA growth, HNI/NRI relationships,
- Sourced retail assets to drive business growth and expand customer base.
- Facilitated mutual fund investment strategies, enhancing client portfolio diversification and investment performance.
- Managed health, life, and general insurance processes to ensure compliance and optimize customer satisfaction.
- Managed compliance processes to meet regulations.
Manager - Deposits & Third Party Products
IDBI Bank Ltd
Chennai
08.2023 - 12.2025
- Coordinated with channel partners to achieve targets for TPD products.
- Managed zonal business performance to align with strategic objectives.
- MIS reporting and banking partner coordination.
- Coordinated with branch head and relationship officers
- Supported team initiatives to boost productivity and morale. and meeting the expectations of Management
- strategic planning for Zone
Branch Head (Manager)
IDBI Bank Ltd
Thuraiyur
07.2021 - 07.2023
- Managed branch operations
- CASA Sourcing, RTD and Bulk Deposits
- Managed agricultural business operations
- Gold Business
- Managed MSME business and agricultural lending operations
Relationship Officer (Assistant Manager)
IDBI Bank Ltd
Thiruvanmiyur
06.2019 - 07.2021
- Guided HNI and NRI clients in evaluating third-party product options for informed decision-making.
- Executed customer transactions with precision to ensure accurate processing.
- Ensured compliance with banking regulations and internal policies
- Compiled daily transaction activity reports to support management oversight and decision-making.
- Managed interactions with government departments to support project initiatives.
Relationship Officer (Assistant Manager)
IDBI Bank Ltd
Ashok Nagar
05.2011 - 05.2019
- Managed relationships with HNI clients to enhance customer satisfaction and retention.
- Oversaw government business operations to ensure compliance and efficiency.
- Implemented New Technologies in Government Business
- Facilitated NEFT and RTGS processes to ensure timely fund transfers
- Executed customer service and compliance activities to support regulatory adherence.
Senior Manager
IDBI Home Finance Ltd
01.2006 - 01.2011
- Managed cross functional teams to enhance operational efficiency and customer satisfaction
- coordinated with external vendors in getting reports within TAT
- established effective communication channels with different departments
- Collaborated with team members to foster a supportive environment for junior staff
- Coordinated with sales team and builders
Team Member
IDBI Bank Ltd
01.2003 - 01.2006
- Generated daily reports to track progress and identify areas for improvement
- Collaborated with team to enhance productivity
- Ensured accuracy of management information system reports to support informed decision-making
- Timely process and disbursal of Home loan proposal
- Coordinated with external agencies for timely Valuation and Legal reports compliance
Education
Master of Financial Management -
Annamalai University
01-2007
Bachelor of Commerce -
University of Madras
01-2005
Skills
- Branch management and growth
- Retail asset management
- Government banking services
- HNI and NRI banking
- Wealth management strategies
- Third-party product sales
- Insurance sales expertise
- Team leadership and development
- Compliance and audit processes
- Finacle software proficiency
- CTS operations management
- Banking operations oversight
- Retail lending solutions
- MIS reporting and analysis
Accomplishments
- Deepened CASA Deposits exceeding ₹1,000 Crores
- Top Performer for Sales & Customer Service
- Best Coordinator Awards from LIC, Tata AIG and Niva Bupa
- Generated substantial revenue through cross-selling
Languages
- Tamil
- English
Personal Information
- Passport Number: P9186481
- Nationality: Indian
Disclaimer
I hereby declare that the information provided above is true and correct to the best of my knowledge and belief.
Timeline
Branch Head (Manager)
IDBI Bank Ltd
01.2026 - Current
Manager - Deposits & Third Party Products
IDBI Bank Ltd
08.2023 - 12.2025
Branch Head (Manager)
IDBI Bank Ltd
07.2021 - 07.2023
Relationship Officer (Assistant Manager)
IDBI Bank Ltd
06.2019 - 07.2021
Relationship Officer (Assistant Manager)
IDBI Bank Ltd
05.2011 - 05.2019
Senior Manager
IDBI Home Finance Ltd
01.2006 - 01.2011
Team Member
IDBI Bank Ltd
01.2003 - 01.2006
Master of Financial Management -
Annamalai University
Bachelor of Commerce -
University of Madras