Summary
Overview
Work History
Education
Skills
Hobbies and Interests
Disclaimer
Languages
Personal Information
Languages
Timeline
Generic

Mohan Sharma

A-43 Rani Garden Extension Shastri Nagar Gandhi Nagar

Summary

Dynamic professional with extensive experience in risk management and fraud analysis. Proven ability to lead teams and enhance operational efficiency through effective training and compliance measures. Skilled in MIS management and field verification, driving significant improvements in fraud prevention strategies. Seasoned financial risk specialist with background in identifying, evaluating, and mitigating risks within diverse financial portfolios. Skilled in leveraging analytical tools and software to forecast potential risks and develop strategic solutions that align with organizational goals. Proven ability in enhancing risk management frameworks and protocols, leading to improved operational efficiency and cost reduction. Demonstrated success in collaborating with cross-functional teams to implement risk mitigation strategies that support long-term business sustainability.

Overview

7
7
years of professional experience

Work History

Area Manager - Risk and Fraud Control

Mahindra Rural Housing Finance Ltd
New Delhi
10.2024 - Current
  • Currently, I handle Delhi/NCR, PCH, and MP.
  • Product Handle of Housing Loan (Rural and AH).
  • Reviewed and verified customer documentation to prevent identity theft and account takeover attempts.
  • Developed and implemented procedures to reduce risk of fraud for new accounts.
  • Reviewed financial statements, transaction records, and other documents for discrepancies.
  • Analyzed data from multiple sources to identify patterns of fraudulent activity.
  • Investigated customer complaints regarding suspected fraudulent activities.
  • Responded quickly and efficiently to inquiries related to potential incidents of fraud.
  • Conducted investigations into potential fraudulent activities and reported findings to senior management.
  • Provided guidance and training on fraud prevention techniques to the Sales and Credit Team.
  • Agency audit/training is conducted to check process adherence.
  • Different MIS management of housing loan products.
  • Having a good knowledge of HUNTER.
  • Fraud is prevented by the sampling and screening process.

Deputy Manager

BAJAJ FINANCE LTD
12.2022 - 10.2024
  • Product handles for example: BLSE, PSBL, PROFESSIONAL LOANS, LAP, ALL WHEELS (UCL, NCL, CV).
  • Analysis of direct banking fraud trends, and investigation/action to be taken for limiting the risk.
  • Defending against identity theft as soon as it is suspected.
  • Develop plans according to the market trends and business verticals.
  • Connect with field verifiers to sensitize them about setup fraud.
  • Agency audit/training is conducted to check process adherence.
  • Work with a compliance officer to identify the lapse, fix the process gap, and incorporate monitoring into the overall risk plan.
  • Control application fraud by ensuring sampling efficiency at a defined sampling percentage.
  • Different MIS management of all wheels products.
  • Having a good knowledge of HUNTER.
  • Fraud is prevented by the sampling and screening process.

Team Leader

AXIS BANK
04.2019 - 10.2022

Risk Executive

HDFC bank
07.2018 - 04.2019

Risk Associate

CARS24 Financial Services Pvt Ltd

Accountant

New Delhi Plywood House

Education

12th -

C.B.S.E. Board
06-2022

Bachelor of Arts - Arts

Jaipur National University
Jaipur Rajasthan
06-2022

10th -

C.B.S.E. Board

Skills

  • Data entry
  • Fraud analysis
  • Risk management
  • MIS management
  • Basic computer knowledge
  • Team leadership
  • Field verification
  • Agency training

Hobbies and Interests

  • Dancing
  • Acting
  • Singing
  • Reading
  • Listening to music
  • Playing Chess
  • Problem solver
  • Quick learner

Disclaimer

I hereby declare that the above-mentioned information is correct up to my knowledge and I here the responsibility for the correctness of the above mentioned particular.

Languages

  • English
  • Hindi

Personal Information

  • Date of Birth: 01/01/97
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married
  • Religion: Hindu

Languages

Hindi
First Language
English
Upper Intermediate (B2)
B2

Timeline

Area Manager - Risk and Fraud Control

Mahindra Rural Housing Finance Ltd
10.2024 - Current

Deputy Manager

BAJAJ FINANCE LTD
12.2022 - 10.2024

Team Leader

AXIS BANK
04.2019 - 10.2022

Risk Executive

HDFC bank
07.2018 - 04.2019

Risk Associate

CARS24 Financial Services Pvt Ltd

Accountant

New Delhi Plywood House

12th -

C.B.S.E. Board

Bachelor of Arts - Arts

Jaipur National University

10th -

C.B.S.E. Board

Similar Profiles

CREATE PROFILE
Mohan Sharma