BHARATHKUMAR KAVVA
Karimnagar
Summary
Dynamic risk and fraud control manager with a proven track record at IDFC FIRST BANK, excelling in operational risk management and compliance monitoring. Skilled in stakeholder engagement and data analysis, I successfully implemented strategies that enhanced operational efficiency and mitigated risks, ensuring timely resolution of critical issues while fostering a culture of excellence.
Overview
10
10
years of professional experience
1
1
Certification
Work History
Manager - Risk and Fraud Control
IDFC FIRST BANK
Karimnagar
12.2022 - Current
- Manage operational risk events to ensure the timely completion of preventive and corrective actions.
Review of SOPs, policies, and compliance from an operational risk perspective. - Preparation of business operational risk decks, tracking, and closure of operational risk issues and events.
- Assist in training staff on quality standards, operational procedures, and regulatory updates.
Follow up on open observations with stakeholders, and close the earliest ones. - Escalate the critical issue to the business team, which requires immediate attention. Identification, investigation, and reporting of fraud or misappropriation in any context.
- Flag early warning signals in the portfolio, or identify any process gaps.
- Conduct compliance checks and reports within defined timelines.
- Interact with the business team supervisors to discuss and update them on key observations noted at the branch.
Branch Operations Manager
Kotak Mahindra Bank Ltd
05.2020 - 12.2022
- Providing customer service such as balance inquiries, brief transaction inquiries, balance confirmation certificates, inputting NEFT and RTGS transactions, tax payments, balance transfers, handling outward checks, DD issuances, debit card PIN generations, etc.
- Handling customer requests and resolutions will be provided within the TAT.
- Cross-selling of revenue-generated banking products, life insurance, general insurance, fixed deposits, travel cards, SIPs, ULIPs, and lead generation for CASA.
- Monitoring branch suspense accounts. Monitoring all the suspicious transactions and AML alerts.
Daily, cash is loaded onto the ATM on-site, and reports are submitted to the CMS team. Daily processing, clearing cheques, and CMS cheques. - Maintained confidentiality of bank records and client information to prevent mishandling of data, and potential breaches.
Assistant Manager
ICICI Bank
09.2015 - 05.2020
- - Authorized branch operations and sales activities to ensure compliance with company policies and procedures.
- - Oversaw and approved branch sales transactions to maintain accuracy and transparency in financial operations.
- - Implemented effective sales strategies that resulted in a 15% increase in branch sales revenue.
Education
B.Tech/B.E. - ECE
Indur Institute of Engineering And Technology
Siddipet06-2013
XIIth | MPC
Alphores Junior College
Karimnagar03-2009
Xth - SSC
Vidyodaya High School
Jammikunta04-2007
Skills
- Management
- MS Office
- Excel
- Operational risk management
- Fraud investigation
- Compliance monitoring
- Sales strategies implementation
- Stakeholder engagement
- Time management
- Data analysis
Certification
IRDA, 11/27
Languages
- English
- Hindi
- Telugu
Hobbies and Interests
Playing cricket
Total Work Experience
10 Years
Other Personal Details - Country
INDIA
Languages
Telugu
First Language
Hindi
Proficient (C2)
C2
English
Proficient (C2)
C2
Timeline
Manager - Risk and Fraud Control
IDFC FIRST BANK
12.2022 - Current
Branch Operations Manager
Kotak Mahindra Bank Ltd
05.2020 - 12.2022
Assistant Manager
ICICI Bank
09.2015 - 05.2020
B.Tech/B.E. - ECE
Indur Institute of Engineering And Technology
XIIth | MPC
Alphores Junior College
Xth - SSC
Vidyodaya High School