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Mohd Atif
Senior Credit Executive
Lucknow
Summary
Ambitious Collection Associate with more than 4 years of experience in debt collection and collections processing. Successful in following up on past due accounts and recouping unpaid balances. Outstanding negotiator skillful in creating manageable repayment plans to reduce debt.
As well as Seasoned auditing professional knowledgeable about risk aversion strategies, cost reduction options and financial processes. Decisive and persuasive communicator with proven problem-solving, leadership and planning abilities.
Overview
10
10
years of professional experience
5
5
years of post-secondary education
3
3
Languages
Work History
Senior Credit Executive
Shriram transport finance company
Lucknow
2018.09 - Current
- Maintained daily, weekly and monthly collection and metric goals.
- Identified accounts with overdue payments and found solutions to help bring loan to current status.
- Increased collection of outstanding payments within personal finance department as individual contributor in collections process.
- Achieved performance goals on consistent basis.
- Notified co-signers of delinquent accounts to assist in collecting payments.
- Advised customers of alternative actions and strategies for debt repayment.
- Listened to customers and negotiated solutions that met creditor and debtor needs.
Internal Audit Officer
Shriram city union finance limited
Lucknow
2013.02 - 2018.08
- Execute branch audits as per the annual audit plan.
- Ensure proper pre audit preparations prior to visiting the branch.
- Complete the branch audit within allotted man days with comprehensive coverage as defined in the branch audit checklist.
- Identify and highlight material discrepancies observed during the audit to reporting manager for further action.
- Independently draft the branch audit report with utmost accuracy and consistently deliver quality in term of audit findings.
- Adhere to the report issuance defined Turn Around Time.
- Ensure that appropriate evidences/supporting documentation either in hard or soft copy are obtained and maintained for future reference for all the reported observations.
- Prepare various tracker required for tracking of the effective execution of branch audits as per plan.
- Ensure real time update and availability of information as and when required.
Education
MBA - Finance & Marketing
Vidhya Bhawan College For Engineering & Technology
Kanpur 2010.07 - 2012.07
B.Com - Marketing And Finance
Haleem Muslim Post Graduate College
Kanpur 2007.07 - 2010.08
Skills
Fraud knowledge
undefinedInterests
Capturing Industry related changes
Travelling with friends
Additional Information
Date of Birth 1-07-1990
Marital Status Married
Currently Living in Lucknow
Software
MS word
Ms Excel
PowerPoint
UNO
UNO is a software design by TCS to ensure proper updating of FIles disbursement, Lead generation,Setteltment of Loan Accounts,Statement of Loan Account.
It is Commonly Used by Shriram group of Companies to full fill all their Day to day operations needs.
Timeline
Senior Credit Executive
Shriram transport finance company
2018.09 - Current
Internal Audit Officer
Shriram city union finance limited
2013.02 - 2018.08
MBA - Finance & Marketing
Vidhya Bhawan College For Engineering & Technology
2010.07 - 2012.07
B.Com - Marketing And Finance
Haleem Muslim Post Graduate College
2007.07 - 2010.08
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