Summary
Overview
Work History
Education
Languages
Personal Information
Timeline
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MOHD KHALID

North West Delhi

Summary

Analytical, energetic, and detail-oriented with broad and deep experience in Banking and Collections. I intend to enhance my professional skills in a dynamic and stable workplace. I like to be in challenging atmosphere that provides learning & growth opportunities.

Overview

11
11
years of professional experience

Work History

Collection Manager

Akara capital advisors private limited
10.2023 - Current
  • Working as a Collection Manager in flows portfolio of Stashfin application
  • Handle the Flows portfolio customers of Bkt X and 1-30 with the help of four vendors
  • Manage escalation and ensure resolution of the cases
  • Handle walk and ensure resolution of the case's
  • Cordinate with the agencies to collate the feedback and share the consolidate feedback with the senior management
  • Self working on high value case through calls and field
  • Cross check all paid cases DPD on a daily basis
  • Update Comment and collection report
  • Provide data to agencies
  • Part paid Till date paid
  • MTD comment report

Banking and Non-Banking Collection Manager

HI-TEK Syndicate
03.2017 - 09.2024
  • Product Knowledge- Worked in Two-wheeler flows, Personal loan flows, Personal loan Write-off, Business loan, Self-Employed loan of HDFC Bank, HDB Kotak Card Write-off or flows
  • Handle a team size of 5 Supervisors and 30 agents Inhouse and field team
  • Making allocation for the agency and uploading the same in agents Vymo id’s
  • Review the team on the basis of their achievement and the month end number’s requirement
  • Managing productivity of every agents on a daily basis and update the same with the management
  • Responsible for the agency performance and use to overcome the challenges in meeting numbers with the required help
  • Use to recognize the accounts where legal help is required; highlight the same with the CLM for proceeding with the legal formalities as per the Bank Policies and Guidelines
  • Visited the accounts with the CLM and where Legal has been initiated
  • Self-visit those accounts which require visit at customer address
  • I personally work on those accounts where customers refuse to pay with agent
  • Cross check all paid accounts and DPD on a daily basis
  • Cross check the feedback of agents whether they have uploaded correct feedback or not
  • Coordinate with field team and tracking field visit’s and feedback
  • Use to have joint visits on the High Value accounts to crack them and get the best result
  • Responsible for preparing bills of the agency and follow with the Bank Finance team till disbursement

Officer

HDB Financial services pvt ltd
07.2015 - 12.2016
  • Working as an officer in Debt Management profile of HDFC Bank portfolio
  • Handle the customer calls on dialer for Bkt x pending dues
  • Achieve the resolution targets
  • Achieve the daily target of the calls on the dialer along with the quality parameters of dialer
  • Understand the queries & complaints of the customer on the dialer and ensure to forward it to concerned agency manager for immediate resolution
  • Ensure the smooth functioning of the dialer for all agents pertains to the team
  • Ensure to provide the proper resolution of the queries & complaints of the customer related to the credit card
  • Strategies to ensure strong follow ups on the high values cases along with the field visits done
  • Ensure to make field visits on the premium & non premium cases and then coordinate BM's & RM's to de tag from their allocations
  • Ensure agency to share the annexure of the payment collections on a daily basis
  • Ensure agency to execute skip tracing of the cases those are not available at the address
  • Ensure to update trails by agency collectors through HHT Machines on a daily basis

Sales

Teleone consumer product Pvt Ltd
03.2014 - 07.2015
  • Handling inbound and outbound calls for telesales
  • Meeting daily DRR for team and reporting to the immediate Team leader
  • Regular calls on Non contactable accounts and callback accounts
  • Evaluating regular calls made by agents and sharing feedback for the same
  • Monitoring dialer applications for evaluating performance of callers
  • Motivating team and taking regular team meetings to enhance team performance along with regularizing leaves and attendance for the down line
  • Coordinating with Field Executives and making the daily reports to ensure

Education

Bachelor of business administration - B.B.A

Roorkee Adventist college
01.2011

Intermediate -

Lala sukh lal sanatan dharam inter College
01.2008

High school -

Green field modern High School
01.2006

Languages

  • Hindi
  • English
  • Urdu

Personal Information

  • Date of Birth: 06/04/90
  • Gender: Male
  • Nationality: Indian
  • Marital Status: Married

Timeline

Collection Manager

Akara capital advisors private limited
10.2023 - Current

Banking and Non-Banking Collection Manager

HI-TEK Syndicate
03.2017 - 09.2024

Officer

HDB Financial services pvt ltd
07.2015 - 12.2016

Sales

Teleone consumer product Pvt Ltd
03.2014 - 07.2015

Bachelor of business administration - B.B.A

Roorkee Adventist college

Intermediate -

Lala sukh lal sanatan dharam inter College

High school -

Green field modern High School
MOHD KHALID