MRIDUL MISHRA
Internal Audit Manager
Varanasi
Summary
The Assistant Manager-Internal Audit supports the Internal Audit Manager in assessing and improving the effectiveness of an organization's internal controls, risk management, and governance processes. They assist in planning and executing audit projects, conducting fieldwork, analyzing data, identifying areas of improvement, and communicating findings to management. They play a crucial role in helping the organization achieve its objectives by providing independent and objective assurance and consulting services.
Overview
8
8
years of professional experience
2018
2018
years of post-secondary education
2
2
Certifications
Work History
Internal Audit-Central Function Team
Utkarsh Small Finance Bank
05.2024 - Current
- Identify and assess risks associated with central functions,including operational, compliance and regulatory risk.
- Develop and implement comprehensive audit plans for central function,considering key risks and objectives.
- Conduct audits,gather evidence,and document findings in accordance with Banking standards followed by RBI guidelines.
- Prepare detailed audit reports,including findings recommendations, and action plans for corrective action.
- Track the implementation of corrective actions identified during audits and ensure that risks are adequately mitigated.
- Stay abreast of banking regulations and internal policies and procedures,ensuring compliance.
Internal Audit-Retail Banking
Utkarsh Small Finance Bank Ltd
04.2022 - 04.2024
- Perform internal audit of financial operations, developing risk assessments and conducting process walk through for compliance and document process.
- Loan Application form & KYC verification
- Cash payment & deposit voucher checking
- Surprised Cash Verification
- ATM & Micro AtM verification
- Identified & Reported Audit Issues
- Produced Audit Report
- Investigated discrepancies discovered during Audit process
- Reviewed and identified risk, analyzed controls and tested SOX compliance
- Evaluated Bank's policies to determine how well standard adhered to best practices
Internal Audit Executive
The Muthoot Group
11.2019 - 03.2022
- KYC verification & Branch growth Audit
- Account audit (include Online branch Account entries checking, voucher checking, and loan process and Loan paper checking)
- Forex audit (customer inward and outward remittance checking, Indo-Nepal transaction checking, checking money transfer customer details)
- Branch daily expenses verification (on daily basis verify branch major expense)
- Reporting of fraud, Preparation of Audit report (include monthly consolidated account Audit report, monthly staff training report, risk audit and forex Audit report)
- Providing Account training to new staff
Credit & Recovery Executive
The Muthoot Group
09.2018 - 10.2019
- Evaluating credit worthiness and risk, assessing Client's financial status with the help of BM
- Settle cases for recovery of loans and amounts from NPAs as classified by the banks under the RBI guidelines.
- Maintain regular follow-ups on the big customer data
- Planning with branches to keep NPA less than 1% for our region by rigorous follow-ups
- Coordinating with branches to plan regular NPA visits to achieve results and maintaining a sense of accomplishment among the branch staff.
Junior Relationship Executive
The Muthoot Group
10.2017 - 09.2018
- Testing Gold brought by the customers to avail the loan. Rigorous multi-level testing is done to ensure the quality and Quantity of Gold.
- Loan disbursement, Cash handling: Maintaining KYC with all the relevant information of the customers.
- Resolve customer complaints via phone and emails.
- Inform customer of deals and promotions
Education
MBA - finance and marketing
Veer Badur Singh Purvanchal University
B.com - Hons
Veer Badur Singh Purvanchal University
Account And Audit
National Institute of Banking Management
03-2023
Skills
Teamwork and collaboration
Certification
Account & Audit Certification, NIBM
Timeline
Internal Audit-Central Function Team
Utkarsh Small Finance Bank
05.2024 - Current
Internal Audit-Retail Banking
Utkarsh Small Finance Bank Ltd
04.2022 - 04.2024
Internal Audit Executive
The Muthoot Group
11.2019 - 03.2022
Credit & Recovery Executive
The Muthoot Group
09.2018 - 10.2019
Junior Relationship Executive
The Muthoot Group
10.2017 - 09.2018
B.com - Hons
Veer Badur Singh Purvanchal University
MBA - finance and marketing
Veer Badur Singh Purvanchal University
Account And Audit
National Institute of Banking Management
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