A result-oriented professional with overall 17+ years of rich experience in Operations & Feet on Street (Field) Collections and Agency Management in the Banking and Financial Industry (BFSI).
Overview
18
18
years of professional experience
6025
6025
years of post-secondary education
4
4
Languages
Work History
Senior Contact Center Manager
India Infoline Housing Finance Ltd
Thane
07.2024 - Current
Managing the 3 Center's i.e. Thane-Maharashtra & Hyderabad-Telangana – In-House. Gurgaon-Delhi (Vendor)
100+ FTE's in all center's
Taking care of entire Pan India All Buckets & Feet on Street Collections.
Working on Aspect/ Credgenics Dialer & ZOHO CRM.
Reviewing teams & Agency monthly performance.
Management strategy plannings for monthly driving the DRR.
Ownership of all bucket's performance.
Daily & Weekly product level performance review with the teams.
Special monitoring on digitalized channels.
Contact Center Manager
Arrise BPO Solutions Pvt Ltd
07.2022 - 06.2024
Leading - Call Center-Operations (Outbound, Inbound Channel & Feet On Street – Fix+Variable processes) – 150+ FTE in CC & 240 Feet On Street Pan India.
Responsible for taking care of overall Process KPIs, Managing more than 20 different client's relationships. (Axis Bank, RBL Bank, TATA Capital, Fiserv (First Data), Travel Food Service (TFS) & Ugro Capital.)
Call Center Business : Products - Agriculture, BL, PL, Used Cars, LAP, Home, Mortgage & Group Loans Collections.
Dialer & Digital strategies planning on language wise on CRM PAN India allocation – Segments 90 Norms & 365 Norms, POOL – 31+ DPD to 365 DPD, PNPA & NPA.
Bucket & Pool wise targets driven accordingly design Milestone - DRR's for weekly & monthly basis.
Daily performance & PTP case follow-ups will be reviewed with Axis Bank field team RCM & ZCM.
Reviewing and taking feedback on TOP accounts with Team Leader & Assistant Manager every day.
Legal Stages: Driving the team basis the legal stages of the customer for example 1) Sec-138, 2) Summons, 3) Proclamation 4) Sarfasi Non- Agriculture (Ware Houses, Mortgages, and Godowns) Sec-13/2 (30/60 days' Notice), Symbolic Possession (Notice will issue and pasted at Residence or Land Property), Sec-14 Physical Possession, Pre Sale Reserved Price (RP).
Taking care of entire process Quality & Training along with the performance.
Tele Collections Manager
India Infoline Housing Finance Ltd
Thane
01.2020 - 03.2021
Responsible for taking care of overall Housing loans & Mortgage loans.
Managing Entire Pan India location outbound Call Center & Feet on Street collections in Bucket-X.
Running different campaigns & Planning for strategies every day – (Aspect Dialer link with ZOHO CRM).
Preparing dashboards Contact Center performance & Field services both.
Raising field agency monthly billings and closing within agreed timelines.
Strategy planning daily & monthly DRR and driving team accordingly.
Performance resolution target ownership end to end.
Daily & Weekly product-level performance review with the team.
Taking care of process audits.
Assistant Manager
Conneqt Business Solutions Ltd
Thane
08.2018 - 01.2020
Responsible for the overall functioning at the IDFC First Bank process.
Meeting the required resolution percentage for the Personal Loans/ Consumer Durable / Micro Business loans / Mortgage & Used car Portfolio.
Managing entire South location feet on street & PAN India high ticket products collections in Bucket-X, IDFC First Bank.
Organizing various collections campaigns strategy in Predictive dialer / Auto wrap / Preview and manual calling to achieve Daily Run Rate derived based on previous historical trend.
Managing the ODBC (Overdue & Bounce) charge collections and meeting the required numbers month on month for revenue.
Meeting the overall month-end resolution numbers month on month.
Managing the Customer Escalation in regard to loans with the help of the IDFC team.
Conducting the Monthly RNR Rewards & Recognitions and designing appropriate incentive structure for the associates for the improvement of overall resolution of the bucket.
Ensure team process/ product knowledge is up to date.
Tracking daily productivity of associates through MIS such as dialed count TOS, WRAP, CONNECTS AND IDLE percentage.
SPOC - Single point of Contact for Tallyman & Genesys Application.
Coordinating with HR for new requisition for hiring employees & follow-up with finance team for approvals for new hiring also engagement activity and keep monitoring process associates satisfactory which help to achieve 0% attrition which help to rate top of Band 4 group.
Management by optimum utilization of available resources.
Meeting the service level agreement targets.
Achieving team quality scores and meeting the targets.
Controlling Attrition, absenteeism, and shrinkage.
Responsible for meeting the HR metrics like agent One on One, Feedbacks, Growth discussion, Appraisal.
Conduct huddles, Briefings and be responsible for people management.
Assistant Team Leader
E-Nxt Financials Limited (A Tata Enterprise)
Thane
04.2014 - 05.2015
Handled Bucket 1-4 Tele calling and feet on street North & East location for TMFL Process during June'2014 to March'2015.
Handled Two-Wheeler (RC Book) recovery for PAN INDIA Tele calling with End-To-End follow-up with client on a daily basis.
Executive
Navkar Textiles Pvt Ltd
Bhiwandi
02.2007 - 12.2011
Managing monthly conveyance bills & Salaries for entire (450) staffs.
Reviewing daily expenses In/Out reports and updating in SAP system.
Maintain daily attendance tracker.
Education
B.COM - Financial Services
R.V Pawar JR College
Nashik India
05.2011
HSC -
Holy Child SR. SEC School
New Delhi India
05.2007
SSC -
Holy Child SR. SEC School
New Delhi India
05.2005
Skills
Process Management / Operations Management / Team Management / Training & Development / Customer Relationship Management / Data Analytic / Excel / Man Management / Team handling / Client handling / Data Segmentation / B2B / /B2C / Digital Tool / AI / ML / IVR / SMS / WhatsApp / Vernacular voice bots / Hiring Support / Finance
Accomplishments
Awarded Best Performance Team of the quarter 01/01/14 - 03/31/14 TMFL X Bucket Process
Consistency Performance Team Extra Miler Award for quarter 01/01/16 - 03/31/16 TMFL X Bucket Process
Awarded Best Performance Team of the quarter 04/01/17 - 06/30/17 IDFC First Bank
Interests
Listening Music
Visiting Temples
Rewards Recognition
Joined as a CSE month of 01/20/12, Received 4 promotions in Conneqt BSL
RBI Certified “Debt Recovery Agent” from IIBF (Indian Institute of Banking & Finance) year 2013
Received consistent “Best Leader Award” for Q2, Q3 & Q4 FY 16-17
Received more than 28 monthly performance awards from 2012 to till 01/31/20
Received excellence in performance month of 10/01/18 & 11/01/18
Personal Information
Father's Name: Gangarajam Pothu
Computer Knowledge: Good in excel & Microsoft Windows 98/2000/ME/XP/Vista
Technical Support Specialist/Application Support Analyst at IBKR (Interactive Brokers)Technical Support Specialist/Application Support Analyst at IBKR (Interactive Brokers)