Mukesh Sharma
Credit Manager ( Secured Business Loan )
96,97 Luv Kush Nagar, Teetardi,Udaipur
Summary
In January, 2020 i joined AU bank, Himmatnagar, Gujarat as a senior Credit Officer.
After evaluating my performance there, I was promoted as a credit manager at the same branch in July 2021 and 3 branches of Gujarat were under my supervision which includes Bayad, Kapadwanj and Katlal.
After these successful years of work experience in Gujarat, i finally got transferred to Salumber, Rajasthan as it is my native place.
Overview
2
2
years of professional experience
1
1
Certification
Work History
Branch Credit Manager
Au Small Finance Bank
Salumber
04.2023 - Current
- credit appraisal tools to appropriately use for underwrite loan proposals within the policyguidelines and capture necessary deviations wherever required.
- Meeting at client business place for Assessment of Income & its business.
- Communicate with the scope of work of the vendor and covers critical / required information, forwhich the vendor has been appointed.
- Due Diligence regarding to ensure all critical fields in application form and DDE sheet which has a bearing on dedupe. To ensure data quality is in line with policy guidelines.
- To ensure all dedupe checks (Bureau, CFR .) are done and output is evaluated in line with thepolicy of the bank before decision making.
- Have checking of all vendor reports (CPV report. Valuation report, Legal report, Asset Verificationreport etc.) are in line with the scope of work of the vendor and covers critical / required information, for which the vendor has been appointed.
- To use internal score card / credit assessment tools to appropriately underwrite loan proposals within the policy guidelines and capture necessary deviations wherever required.
- To ensure underwriting TAT is met as per rolled out target.
- To ensure adherence to both internal and external audit guidelines.
Education
Master Of Commerce - Business Administration
Mohan Lal Sukhadia University
Udaipur 07.2017
Bachelor Of Commerce - Accounting
Pacific Collage Bcom BBa
Udaipur 07.2015
Skills
Accounting Expertise
Onboarding and documentation
Effective Communication
Ratio Analysis
Team leading & Give training to New Team members
Languages
English
Hindi
Gujarati
Interests
Fitness freak
Listening music
Playing cricket
Certification
Certificate course in “Credit Management” from National Institute of bank management,Pune.
Timeline
Certificate course in “Credit Management” from National Institute of bank management,Pune.
06-2023
Branch Credit Manager
Au Small Finance Bank
04.2023 - Current
Master Of Commerce - Business Administration
Mohan Lal Sukhadia University
Bachelor Of Commerce - Accounting
Pacific Collage Bcom BBa