Mukut Bhowmick
Banker
Bengaluru
Summary
Over 20 + Years of Proficiency in monitoring various Retail banking Business and operations. Strategic Regional Head known for high productivity and efficient task completion. Specialize in team leadership, market expansion strategies, and operational optimization. Excel in communication, problem-solving, and decision-making to drive regional success.
Overview
14
14
years of professional experience
3
3
Languages
Work History
Town Head
TATA Tele services
Bilaspur
- Current
- Managed Channel And direct Sales Team (20) generating sales of Fixed Wireless Phone Mobility & Data devices (postpaid & Business operations for entire Cluster Bilaspur, Korba, Raigarh, Ambikapur (5 channel partners))
- Recruit & train the Direct sales team
- Ensure that teams at channel level are configured & well trained on products & processes
- Identify & recruit FWP & mobility business partners across zone
- Primary billing of mobile handset, FWP, post-paid GSK etc
- Channel Profitability
Post Paid Lead
Reliance communications ltd
Bhilai
- Current
- Managed CHANNEL (WEB WORLD EXPRESS) AND OUTBOUND (25) generating sales of Fixed Wireless Phone & Mobility (POSTPAID & PREPAID) business operations for entire cluster Bhilai, Durg, Rajnandgaon & Jagdalpur (7 CHANNELS)
Sales Executive
Axis Bank Ltd (UTI Bank)
Bilaspur
- Current
- Given certificates and appreciation letters for overall performance in the country and zone for business growth in CASA.
Sales Executive
Sterling Holiday Resorts (India) Ltd
Raipur
- Current
- New sales, collection, lead generation activities, promotional activities
Associate Leadership Team - Branch Manager
ICICI Bank
Bengaluru
05.2025 - Current
- Directed daily branch operations ensuring efficiency and adherence to policies as RBI.
- Led recruitment, training, and development initiatives to build a high-performing branch team.
- Managed branch financials including budgeting, expense control, and financial reporting to optimize profitability.
- Implemented sales strategies resulting in increased revenue and business growth within the branch.
- Cultivated strong customer relationships by resolving issues promptly and enhancing customer satisfaction.
- Ensured full compliance with regulatory and legal requirements, minimizing operational risks and maintaining audit readiness.
- Collaborated with regional management to align branch objectives with organizational goals and drive sustainable growth.
Regional Head Sales - Merchant Ecosystem, Grade-CM2
ICICI Bank
Kozhikode & Coimbatore
09.2021 - Current
- Promote and implement Merchant solutions for Institutional Business/Large Corporate and Retail Customers in Kozhikode Zone
- Merchant Ecosystem Products: POS, QR, Sound Box, I-Multipay, IBCW, E-Nach, E-Collection, Eazypay Web, Connected Banking, UPI, API, and H2H.
- Annual Throughput - 2500 Cr+
- Product promotion and implementation
- Customer feedback collection and product enhancement
Regional Sales Head- IB, Chief Manager 1
ICICI Bank
Bilaspur
06.2019 - 09.2021
- Government Business and institutional Business (TASC) - For North Chhattisgarh
- Handling a book Size of 650 Cr with a Team Member of 6
- Government Banking Group of ICICI Bank is the interface and one-point contact for Government of India, for all its banking requirements
- It addresses complete financial needs of the government, its enterprises and all the stakeholders
- GBG has been set up to offer world class banking services leveraging on technology platform, product differentiation, cost efficiency and customization
- The incumbent would be required to interact & liaison with Finance Heads / IAS Officers in various government bodies to source business & offer financial solutions for their needs.
Cluster Business Manager, Senior Branch Manager
ICICI Bank Ltd
Sambalpur/Raigarh
08.2015 - 06.2019
- Institutional Business Managing Cluster AOP Business
- Branch Operations Business Development: Client Relationship Management Team Management
Area Sales Manager
HDFC Bank Ltd
Raipur
08.2014 - 08.2015
- Institutional Business - Chhattisgarh Circle
- Handled relationship management for a portfolio of Government & Institutional Business
- Interact & liaison with Finance Heads /Senior officers at various government bodies to source business & offer banking solutions meeting the needs of the government bodies
- Establish contact and develop relationships in specified number of central/state departments, Collectors, District Development officers, Municipal corporations etc
- Submit / bid for various collection and payment mandates in the above entities to achieve specified average CASA balances
Branch Manager
HDFC Bank Ltd
Ambikapur
04.2012 - 08.2014
- Handled a Branch with Deposit base of above 100 Cr
- Grown the Branch by 75 Corers in Casa deposits within 2 years
- Won 'Circle Cup' contest for continuous 2 Consecutive years as Circle Best Branch
- Consistently achieved Satisfactory Audit rating during all the assignments
- Offered a significant contribution in branch sales in GI & LI
- Handled relationship management for a portfolio of customers
- Looked after cross-selling & enhancing relationship with existing customers
- Managed customer service to ensure quick resolution of walk in customer’s issues
- Efficiently enhanced value of existing accounts & saving account customers
- Administered retention of accounts and reviewed all critical reports, monitored cash levels, etc
- Monitored cost management and staff productivity
Education
Masters of Industrial Relations and personal management - undefined
Nagpur University
Nagpur04-2012
Bachelor in Commerce - undefined
Nagpur University
Nagpur04-2006
H.S.S.C - undefined
Kendriya Vidyalaya
Korba06-2002
S.S.C - undefined
Kendriya Vidyalaya
Korba06-1995
Skills
Team Management
Operations Management
Performance reporting
Client Relationships
Sales
Interests
Traveling, Watching Movies
Courses
- Post Graduate Diploma in Sales & Marketing Jul 2009
- Post Graduation Diploma Software Development
Timeline
Associate Leadership Team - Branch Manager
ICICI Bank
05.2025 - Current
Regional Head Sales - Merchant Ecosystem, Grade-CM2
ICICI Bank
09.2021 - Current
Regional Sales Head- IB, Chief Manager 1
ICICI Bank
06.2019 - 09.2021
Cluster Business Manager, Senior Branch Manager
ICICI Bank Ltd
08.2015 - 06.2019
Area Sales Manager
HDFC Bank Ltd
08.2014 - 08.2015
Branch Manager
HDFC Bank Ltd
04.2012 - 08.2014
Town Head
TATA Tele services
- Current
Post Paid Lead
Reliance communications ltd
- Current
Sales Executive
Axis Bank Ltd (UTI Bank)
- Current
Sales Executive
Sterling Holiday Resorts (India) Ltd
- Current
Masters of Industrial Relations and personal management - undefined
Nagpur University
Bachelor in Commerce - undefined
Nagpur University
H.S.S.C - undefined
Kendriya Vidyalaya
S.S.C - undefined
Kendriya Vidyalaya