MURUGANANTHAM SURULICHAMY
Coimbatore
Summary
Dynamic and results-driven banker with over 8 years of experience, with a strong background in financial analysis, credit risk assessment, and client relationship management. Seeking to leverage my expertise in credit analysis, business development, and strategic financial planning to drive growth and enhance client satisfaction. Committed to delivering tailored financial solutions and building long-term partnerships.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Officer- MSME, Retail and CRO
Canara Bank
Bangalore And Coimbatore
08.2017 - Current
- Processed and underwrote loan applications for retail and MSME sectors in compliance with credit policies and regulations.
- Performed comprehensive financial analysis, evaluating credit histories, financial statements, and business plans to determine loan feasibility
- Developed personalized loan options that matched individual client requirements and financial circumstances, resulting in increased customer satisfaction and retention
- Achieved loan processing efficiency enhancements and greater client satisfaction by implementing streamlined process improvements.
- Engaged with clients to understand their financial needs and provided tailored advice on loan products and repayment options.
- Delivered exceptional customer service, addressing queries and resolving issues promptly to maintain high client satisfaction levels.
- Ensured compliance with all internal policies, regulatory guidelines, and industry standards, reducing errors and non-compliance issues, and making my branches low-risk.
- Monitored loan performance and managed delinquent accounts to minimize losses and ensure timely recovery.
SWO- Cashier and Customer Support Executive
Punjab National Bank
Villuppuram, Tamilnadu
08.2016 - 07.2017
- Welcomed customers and addressed their queries regarding banking products & services.
- Assisted customers in locating products, addressing inquiries, and providing expert guidance.
- Followed bank security procedures for handling large sums of money.
- Performed other duties as assigned by management.
Education
Bachelor of Engineering -
Theni Kammavar Sangam College of Technology
Theni, Tamilnadu, India06-2013
Skills
- Financial Analysis
- Credit Risk Assessment
- Compliance and Risk Management
- Credit underwriter
- Basic knowledge in Forex
- Customer Relationship
Languages
Tamil
First Language
English
Advanced (C1)
C1
kannada
Intermediate (B1)
B1
Certification
· IIBF- Certified Associate of Indian Institute of Bankers
· IIBF- Certificate Examination in MSME
· IIBF- Certified Treasury Professional
· National Institute of Securities Markets- Series- VIII: Equity Derivatives Certification
· National Institute of Securities Markets- Series- V-A: Mutual Fund Distributors Certification
Timeline
Officer- MSME, Retail and CRO
Canara Bank
08.2017 - Current
SWO- Cashier and Customer Support Executive
Punjab National Bank
08.2016 - 07.2017
Bachelor of Engineering -
Theni Kammavar Sangam College of Technology
Similar Profiles
Devisree AnpurDevisree Anpur
Credit Analyst Officer at Canara BankCredit Analyst Officer at Canara Bank
Sweta KumariSweta Kumari
Deputy Manager at Canara BankDeputy Manager at Canara Bank
HARI SINGH RAWATHARI SINGH RAWAT
Senior Manager, Group Risk at Canara BankSenior Manager, Group Risk at Canara Bank