Microsoft Excel, Word
NAGARAJ PATTAR
BRANCH CREDIT MANAGER
Gadag,KA
Summary
Proactive and goal-oriented professional with excellent time management and problem-solving skills. Known for reliability and adaptability, with swift capacity to learn and apply new skills. Committed to leveraging these qualities to drive team success and contribute to organizational growth.
Overview
14
14
years of professional experience
3
3
Languages
Work History
Branch Credit Manager
ADANI CAPITAL PVT LTD
06.2022 - Current
- Reduced delinquency rates with proactive monitoring and timely intervention strategies for at-risk clients.
- Enhanced branch profitability by optimizing the credit portfolio mix and mitigating potential risks within lending activities.
- Reviewed and approved large credit applications, exercising sound judgment in line with company policies.
- Wrote reports detailing branch activities.
- Preparing Credit Tools Like CAM CFA
- Monthly taking Credit Policy Training to all staffs to have Good Knowledge about company policy, to give instant service to the required customers
Branch Credit Manager
Veritas Finance Pvt Ltd
04.2021 - 06.2022
- Reduced delinquency rates with proactive monitoring and timely intervention strategies for at-risk clients.
- Enhanced branch profitability by optimizing the credit portfolio mix and mitigating potential risks within lending activities.
- Reviewed and approved large credit applications, exercising sound judgment in line with company policies.
- Wrote reports detailing branch activities.
- Preparing Credit Tools Like CAM CFA
- Monthly taking Credit Policy Training to all staffs to have Good Knowledge about company policy, to give instant service to the required customers
Branch Credit Manager
IDFC First Bank Ltd
08.2017 - 08.2020
- Reduced delinquency rates with proactive monitoring and timely intervention strategies for at-risk clients.
- Enhanced branch profitability by optimizing the credit portfolio mix and mitigating potential risks within lending activities.
- Reviewed and approved large credit applications, exercising sound judgment in line with company policies.
- Wrote reports detailing branch activities.
- Preparing Credit Tools Like CAM CFA
- Monthly taking Credit Policy Training to all staffs to have Good Knowledge about company policy, to give instant service to the required customers
Branch Credit Manager
Vistaar Financial Services Private
07.2014 - 07.2017
- Reduced delinquency rates with proactive monitoring and timely intervention strategies for at-risk clients.
- Enhanced branch profitability by optimizing the credit portfolio mix and mitigating potential risks within lending activities.
- Reviewed and approved large credit applications, exercising sound judgment in line with company policies.
- Wrote reports detailing branch activities.
- Preparing Credit Tools Like CAM CFA
- Monthly taking Credit Policy Training to all staffs to have Good Knowledge about company policy, to give instant service to the required customers
Senior Credit Executive
Shriram Transport Finance Co
02.2011 - 06.2014
- Preparing Financial invoices to open the HP, Lease and Loan Accounts.
- Responsible for Cash Handling, Termination of the expired accounts.
- Mentored junior staff members to foster professional growth and enhance overall team performance.
- Collaborated with cross-sales like Gold Loans,Credit Card loans,Tyre loans ect.
- Preparations of Data entry works for sanctioning the loans and Sending for related approval.
- Maintaining Healthy Branch Portfolio
Education
MBA - Finance And Marketing
Adavance Managament Collage
Bengaluru, India 04.2001 -
B Com - Accounts And Statistics
Jt Collage
Gadag, India 04.2001 -
Skills
Loan Underwriting
Team Management
Motivation Skills
Sales Strategies
Collateral Evaluation
Fraud understanding
Software
Microsft Power point
Timeline
Branch Credit Manager
ADANI CAPITAL PVT LTD
06.2022 - Current
Branch Credit Manager
Veritas Finance Pvt Ltd
04.2021 - 06.2022
Branch Credit Manager
IDFC First Bank Ltd
08.2017 - 08.2020
Branch Credit Manager
Vistaar Financial Services Private
07.2014 - 07.2017
Senior Credit Executive
Shriram Transport Finance Co
02.2011 - 06.2014
MBA - Finance And Marketing
Adavance Managament Collage
04.2001 -
B Com - Accounts And Statistics
Jt Collage
04.2001 -
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